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FSUN

FirstSun Capital Bancorp

FSUN

NASDAQ·Financial Services·Banks - Regional·Mkt cap $1.1B

$38.98

▼ -2.18%

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Our plain-language verdict, the thesis, risk factors, and what is changing about the business.

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52-Week Range

$29.95 - $42.34

P/E

11.46

Fwd P/E

10.72

Beta

0.22

Div Yield

0.00%

Avg Vol

273.0K

Shares Out

27.9M

Mkt Cap

$1.1B

Price action

Price chart

Up 7.9% over the trailing year

1W
1M
3M
6M
YTD
1Y
5Y
MAX

Total returns

Price performance

Total return across standard periods - splits & dividends adjusted by FMP. Periods longer than 1Y show annualized in the tooltip.

Why we rate it this way

The thesis at a glance

Bull and bear case · plain-English context across the five lenses we evaluate.

▲

Bull Case

5 reasons

  • 130+ year operating history and established brand recognition in regional markets
  • Multi-state geographic diversification reducing concentration risk
  • Specialized expertise in small and medium-sized business lending
  • Comprehensive wealth management and trust services capabilities
  • Integrated cash management and treasury solutions for business clients
▼

Bear Case

2 risks

  • Low volatility (beta 0.2).
  • Growth premium of 0.9x vs Commercial Banking peers. Reasonable for this growth rate.

Growth

Moderate growth ahead

Expansion of commercial lending to underserved SMB segments

Value

Growth premium of 0.9x vs Commercial Banking peers. Reasonable for this growth rate.

Momentum

Strong

+8.6% over 3m

Quality

Excellent

High-growth business (51% revenue growth, 69% gross margin). Profitable with strong growth momentum.

Dividend

None

No dividend

Earnings track record

Recent earnings results

AI-summarized recap of last quarter, plus the surprise on every print.

Next: Jul 27, 2026

“
Q2 26 RECAP

APR 27, 2026

Reported EPS of $0.84 vs $0.90 consensus (-6.7% surprise). Revenue of $110.0M vs $108.8M expected (+1.1%).

EPS miss
Rev beat +1.1%

EPS surprise · last 4Q

0 of 1 beats

Q2 26

-6.7%

Next: Jul 27, 2026

Revenue trend · last 8Q

—

—

—

+3%

+10%

+9%

+23%

+43%

Q2 24

Q3 24

Q4 24

Q1 25

Q2 25

Q3 25

Q4 25

Q1 26

$96.2M

$98.2M

$89.4M

$96.2M

$144.0M

$147.5M

$146.0M

$137.9M

Margins · last 8Q

Gross

—

Operating

—

Profit

15.7%

View full earnings history →

Wall Street consensus

3 analysts · 100% Buy

Live ratings and price targets aggregated across covering analysts.

Buy

3

100%

Hold

0%

Sell

0%

Median Price Target

$44.00

▲ +12.9% vs $38.98

Low $43.00
Median $44.00
High $45.00

Latest: Raymond James · Jul 1, 2026

2 analysts covering

View full analyst page →

vs Industry

How FSUN stacks vs Banks - Regional

Stock metrics vs industry averages. Green = better than industry.

Industry comparison data unavailable for this stock.