German American Bancorp, Inc.
GABC
NASDAQ·Financial Services·Banks - Regional·Mkt cap $1.9B
$50.01
▲ +0.44%
P/E
13.20
Mkt Cap
$1.9B
52-Wk Range
$37.19–$52.23
52-Week Range
$37.19 - $52.23
P/E
Fwd P/E
Beta
Div Yield
Avg Vol
Shares Out
Mkt Cap
Price action
Price chart
Up 19.6% over the trailing year
Total returns
Price performance
Total return across standard periods - splits & dividends adjusted by FMP. Periods longer than 1Y show annualized in the tooltip.
Why we rate it this way
The thesis at a glance
Bull and bear case · plain-English context across the five lenses we evaluate.
Bull Case
5 reasons
- 112+ year operating history and established brand recognition in Indiana and Kentucky markets
- Extensive regional branch network with 77 banking offices providing local market presence and relationship banking advantages
- Diversified revenue streams across banking, wealth management, and insurance reducing earnings volatility
- Deep community relationships and local market expertise in 33 counties across two states
- Integrated financial services model allowing cross-selling opportunities and customer retention
Bear Case
1 risk
- Low volatility (beta 0.6).
Growth
Revenue decline expected
Expansion of wealth management services to higher-margin advisory and trust business
Value
Valued in line with Commercial Banking peers (1.1x).
Momentum
Strong
+12.6% over 3m
Quality
Excellent
High-growth business (52% revenue growth, 75% gross margin). Profitable with strong growth momentum.
Dividend
Solid
2.44% yield
Smart-money signal
Who's buying GABC right now
Insider Form 4s, 13F institutional filings, and Congressional disclosures - at a glance.
Earnings track record
Latest print - beat on both lines
AI-summarized recap of last quarter, plus the surprise on every print.
Next: Oct 26, 2026
JUL 27, 2026
Reported EPS of $1.02 vs $0.92 consensus (+10.5% surprise). Revenue of $101.3M vs $99.2M expected (+2.1%). Beat on both top and bottom lines.
EPS surprise · last 4Q
1 of 1 beats
Estimate
Actual
Q3 26
+10.5%
Revenue trend · last 8Q
—
—
+34%
+238%
+51%
-56%
+51%
+3%
Q3 24
Q4 24
Q1 25
Q2 25
Q3 25
Q4 25
Q1 26
Q2 26
$62.4M
$65.1M
$81.4M
$123.2M
$126.5M
$126.7M
$122.9M
$126.9M
Margins · last 8Q
Gross
77.6%
Operating
37.9%
Profit
30.1%
Wall Street consensus
3 analysts · 67% Buy
Live ratings and price targets aggregated across covering analysts.
Buy
67%
Hold
33%
Sell
0%
Median Price Target
—
Latest: Piper Sandler · Jul 30, 2026
vs Industry
How GABC stacks vs Banks - Regional
Stock metrics vs industry averages. Green = better than industry.
Industry comparison data unavailable for this stock.
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