National Bank Holdings Corporation
NBHC
NYSE·Financial Services·Banks - Regional·Mkt cap $1.9B
$41.58
▲ +1.76%
P/E
16.90
Mkt Cap
$1.9B
52-Wk Range
$35.06–$47.28
52-Week Range
$35.06 - $47.28
P/E
Fwd P/E
Beta
Div Yield
Avg Vol
Shares Out
Mkt Cap
Price action
Price chart
Up 6.5% over the trailing year
Total returns
Price performance
Total return across standard periods - splits & dividends adjusted by FMP. Periods longer than 1Y show annualized in the tooltip.
Why we rate it this way
The thesis at a glance
Bull and bear case · plain-English context across the five lenses we evaluate.
Bull Case
5 reasons
- Diversified loan portfolio across agriculture, government, non-profit, and specialty sectors reducing concentration risk
- Strong regional presence in high-growth markets (Colorado, Kansas City, New Mexico, Utah, Texas)
- Comprehensive treasury management platform enabling customer stickiness and cross-selling opportunities
- Specialized lending expertise in niche markets (food and agriculture, government lending) with less competition
- Community banking model with personalized service differentiating from larger national competitors
Bear Case
1 risk
- Low volatility (beta 0.8).
Growth
Revenue decline expected
Expansion in high-growth regional markets, particularly Texas and the Mountain West
Value
Valued in line with Commercial Banking peers (1.1x).
Momentum
Stable
+1.5% over 3m
Quality
Excellent
Emerging growth company (55% revenue growth). Early stage with higher risk.
Dividend
Solid
3.05% yield
Smart-money signal
Who's buying NBHC right now
Insider Form 4s, 13F institutional filings, and Congressional disclosures - at a glance.
Earnings track record
Recent earnings results
AI-summarized recap of last quarter, plus the surprise on every print.
Next: Oct 20, 2026
JUL 21, 2026
Reported EPS of $0.78 vs $0.81 consensus (-3.7% surprise). Revenue of $129.1M vs $135.1M expected (-4.5%).
EPS surprise · last 4Q
0 of 1 beats
Estimate
Actual
Q3 26
-3.7%
Revenue trend · last 8Q
—
-33%
+1%
+7%
+3%
-64%
+75%
+10%
Q3 24
Q4 24
Q1 25
Q2 25
Q3 25
Q4 25
Q1 26
Q2 26
$104.9M
$100.0M
$101.0M
$103.2M
$151.9M
$140.8M
$177.1M
$162.0M
Margins · last 8Q
Gross
0.0%
Operating
0.0%
Profit
16.4%
Wall Street consensus
3 analysts · 100% Buy
Live ratings and price targets aggregated across covering analysts.
Buy
100%
Hold
0%
Sell
0%
Median Price Target
—
Latest: Stephens · Jul 23, 2026
vs Industry
How NBHC stacks vs Banks - Regional
Stock metrics vs industry averages. Green = better than industry.
Industry comparison data unavailable for this stock.
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