Universal Insurance Holdings, Inc.
UVE
NYSE·Financial Services·Insurance - Property & Casualty·Mkt cap $1.2B
$43.43
▲ +0.14%
P/E
5.81
Mkt Cap
$1.2B
52-Wk Range
$24.09–$45.15
52-Week Range
$24.09 - $45.15
P/E
Fwd P/E
Beta
Div Yield
Avg Vol
Shares Out
Mkt Cap
Price action
Price chart
Up 77.3% over the trailing year
Total returns
Price performance
Total return across standard periods - splits & dividends adjusted by FMP. Periods longer than 1Y show annualized in the tooltip.
Why we rate it this way
The thesis at a glance
Bull and bear case · plain-English context across the five lenses we evaluate.
Bull Case
4 reasons
- Multi-channel distribution network reducing customer acquisition costs and increasing market reach
- Integrated operations with in-house claims administration, underwriting, and reinsurance management
- Digital innovation through Clovered.com marketplace and Universal Direct online platform
- Established brand presence and operational infrastructure in Florida and multi-state markets
Bear Case
1 risk
- Low volatility (beta 0.7).
Growth
Strong growth ahead
Expansion of digital distribution channels and online insurance marketplaces
Value
Attractively priced below Property & Casualty Insurance peer average
Momentum
Strong
+17.3% over 3m
Quality
Stable
Excellent business quality
Dividend
Modest
1.77% yield
Smart-money signal
Who's buying UVE right now
Insider Form 4s, 13F institutional filings, and Congressional disclosures - at a glance.
Earnings track record
Latest print - beat on both lines
AI-summarized recap of last quarter, plus the surprise on every print.
Next: Oct 22, 2026
JUL 23, 2026
Reported EPS of $1.84 vs $1.57 consensus (+17.2% surprise). Revenue of $621.3M vs $614.6M expected (+1.1%). Beat on both top and bottom lines.
EPS surprise · last 4Q
1 of 1 beats
Estimate
Actual
Q3 26
+17.2%
Revenue trend · last 8Q
—
+3%
+7%
+5%
+3%
+6%
-0%
+7%
Q3 24
Q4 24
Q1 25
Q2 25
Q3 25
Q4 25
Q1 26
Q2 26
$386.1M
$383.4M
$394.9M
$400.1M
$401.0M
$406.0M
$393.6M
$429.1M
Margins · last 8Q
Gross
-38.1%
Operating
19.4%
Profit
13.8%
Wall Street consensus
1 analyst · 0% Buy
Live ratings and price targets aggregated across covering analysts.
Buy
0%
Hold
100%
Sell
0%
Median Price Target
—
Latest: Piper Sandler · Jul 27, 2026
vs Industry
How UVE stacks vs Insurance - Property & Casualty
Stock metrics vs industry averages. Green = better than industry.
Industry comparison data unavailable for this stock.
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