Trupanion, Inc.
TRUP
NASDAQ·Financial Services·Insurance - Property & Casualty·Mkt cap $1.3B
$29.62
▼ -0.10%
P/E
55.89
Mkt Cap
$1.3B
52-Wk Range
$21.16–$46.98
52-Week Range
$21.16 - $46.98
P/E
Fwd P/E
Beta
Div Yield
Avg Vol
Shares Out
Mkt Cap
Price action
Price chart
Down 34.5% over the trailing year
Total returns
Price performance
Total return across standard periods - splits & dividends adjusted by FMP. Periods longer than 1Y show annualized in the tooltip.
Why we rate it this way
The thesis at a glance
Bull and bear case · plain-English context across the five lenses we evaluate.
Bull Case
5 reasons
- Direct veterinary partnerships enabling seamless claim processing
- Transparent, straightforward policy terms with no claim limits or benefit caps
- Established brand recognition in the specialized pet insurance market
- Recurring subscription revenue model providing predictable cash flows
- Multi-geographic presence across US, Canada, Puerto Rico, and Australia
Bear Case
2 risks
- Average volatility.
- Extreme premium - high expectations embedded
Growth
Stable outlook
Rising pet ownership rates and increased spending on pet healthcare
Value
Extreme premium - high expectations embedded
Momentum
Hot
+35.8% over 3m
Quality
Stable
Strong fundamentals
Dividend
None
No dividend
Smart-money signal
Who's buying TRUP right now
Insider Form 4s, 13F institutional filings, and Congressional disclosures - at a glance.
Earnings track record
Latest print - beat on both lines
AI-summarized recap of last quarter, plus the surprise on every print.
Next: Nov 4, 2026
AUG 5, 2026
Reported EPS of $0.16 vs $0.11 consensus (+41.2% surprise). Revenue of $392.9M vs $389.7M expected (+0.8%). Beat on both top and bottom lines.
EPS surprise · last 4Q
1 of 1 beats
Estimate
Actual
Q3 26
+41.2%
Revenue trend · last 8Q
—
+14%
+12%
+12%
+13%
+13%
+12%
+11%
Q3 24
Q4 24
Q1 25
Q2 25
Q3 25
Q4 25
Q1 26
Q2 26
$323.6M
$333.9M
$342.0M
$353.6M
$366.9M
$376.9M
$384.0M
$392.9M
Margins · last 8Q
Gross
6.1%
Operating
1.6%
Profit
1.7%
Wall Street consensus
4 analysts · 25% Buy
Live ratings and price targets aggregated across covering analysts.
Buy
25%
Hold
75%
Sell
0%
Median Price Target
—
Latest: Piper Sandler · Aug 26, 2026
vs Industry
How TRUP stacks vs Insurance - Property & Casualty
Stock metrics vs industry averages. Green = better than industry.
Industry comparison data unavailable for this stock.
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