United Fire Group, Inc.
UFCS
NASDAQ·Financial Services·Insurance - Property & Casualty·Mkt cap $1.4B
$53.52
▼ -0.85%
P/E
18.20
Mkt Cap
$1.4B
52-Wk Range
$29.74–$55.82
52-Week Range
$29.74 - $55.82
P/E
Fwd P/E
Beta
Div Yield
Avg Vol
Shares Out
Mkt Cap
Price action
Price chart
Up 77.7% over the trailing year
Total returns
Price performance
Total return across standard periods - splits & dividends adjusted by FMP. Periods longer than 1Y show annualized in the tooltip.
Why we rate it this way
The thesis at a glance
Bull and bear case · plain-English context across the five lenses we evaluate.
Bull Case
3 reasons
- Established distribution network of independent agents with 75+ years of market presence
- Diversified product portfolio spanning commercial, personal, and reinsurance lines
- Strong underwriting discipline and claims management expertise in core markets
Bear Case
1 risk
- Low volatility (beta 0.5).
Growth
Stable outlook
Premium rate increases driven by inflation and loss cost trends
Value
Fairly valued vs Property & Casualty Insurance peers
Momentum
Hot
+21.8% over 3m
Quality
Strong
Strong fundamentals
Dividend
Modest
1.33% yield
Smart-money signal
Who's buying UFCS right now
Insider Form 4s, 13F institutional filings, and Congressional disclosures - at a glance.
Earnings track record
Latest print - beat on both lines
AI-summarized recap of last quarter, plus the surprise on every print.
Next: Nov 3, 2026
AUG 3, 2026
Reported EPS of $1.30 vs $0.69 consensus (+87.6% surprise). Revenue of $354.1M vs $347.8M expected (+1.8%). Beat on both top and bottom lines.
EPS surprise · last 4Q
1 of 1 beats
Estimate
Actual
Q3 26
+87.6%
Revenue trend · last 8Q
—
+14%
+11%
+11%
+9%
+11%
+12%
+14%
Q3 24
Q4 24
Q1 25
Q2 25
Q3 25
Q4 25
Q1 26
Q2 26
$320.5M
$329.3M
$331.1M
$336.6M
$354.0M
$365.8M
$369.4M
$383.7M
Margins · last 8Q
Gross
-42.0%
Operating
-9.9%
Profit
8.7%
Wall Street consensus
2 analysts · 100% Buy
Live ratings and price targets aggregated across covering analysts.
Buy
100%
Hold
0%
Sell
0%
Median Price Target
—
Latest: Piper Sandler · Aug 5, 2026
vs Industry
How UFCS stacks vs Insurance - Property & Casualty
Stock metrics vs industry averages. Green = better than industry.
Industry comparison data unavailable for this stock.
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