LIVE

UFCS

United Fire Group, Inc.

UFCS

NASDAQ·Financial Services·Insurance - Property & Casualty·Mkt cap $1.4B

$53.93

+0.95%

View full research view

Our plain-language verdict, the thesis, risk factors, and what is changing about the business.

View research view

52-Week Range

$25.79 - $54.42

P/E

10.81

Fwd P/E

11.93

Beta

0.53

Div Yield

1.35%

Avg Vol

132.7K

Shares Out

25.6M

Mkt Cap

$1.4B

Price action

Price chart

Up 93.1% over the trailing year

1W
1M
3M
6M
YTD
1Y
5Y
MAX

Total returns

Price performance

Total return across standard periods - splits & dividends adjusted by FMP. Periods longer than 1Y show annualized in the tooltip.

Why we rate it this way

The thesis at a glance

Bull and bear case · plain-English context across the five lenses we evaluate.

Bull Case

3 reasons

  • Established distribution network of independent agents with 75+ years of market presence
  • Diversified product portfolio spanning commercial, personal, and reinsurance lines
  • Strong underwriting discipline and claims management expertise in core markets

Bear Case

1 risk

  • Low volatility (beta 0.5).

Growth

Stable outlook

Premium rate increases driven by inflation and loss cost trends

Value

Fairly valued vs Property & Casualty Insurance peers

Momentum

Hot

+42.1% over 3m

Quality

Stable

Exceptional business - top-tier fundamentals

Dividend

Modest

1.35% yield

Earnings track record

Latest print - beat on both lines

AI-summarized recap of last quarter, plus the surprise on every print.

Next: May 4, 2026

Q2 26 RECAP

MAY 5, 2026

Reported EPS of $1.16 vs $0.87 consensus (+33.3% surprise). Revenue of $343.0M vs $340.2M expected (+0.8%). Beat on both top and bottom lines.

EPS beat +33.3%
Rev beat +0.8%
Double beat

EPS surprise · last 4Q

1 of 1 beats

Q2 26

+33.3%

Next: May 4, 2026

Revenue trend · last 8Q

+14%

+11%

+11%

+9%

+11%

+12%

Q2 24

Q3 24

Q4 24

Q1 25

Q2 25

Q3 25

Q4 25

Q1 26

$299.7M

$320.5M

$329.3M

$331.1M

$336.6M

$354.0M

$365.8M

$369.4M

Margins · last 8Q

Gross

Operating

Profit

8.1%

Wall Street consensus

2 analysts · 100% Buy

Live ratings and price targets aggregated across covering analysts.

Buy

2

100%

Hold

0%

Sell

0%

Median Price Target

$51.00

-5.4% vs $53.93

Low $45.00
Median $51.00
High $57.00

Latest: Piper Sandler · $57.00 · May 7, 2026

1 analyst covering

vs Industry

How UFCS stacks vs Insurance - Property & Casualty

Stock metrics vs industry averages. Green = better than industry.

Industry comparison data unavailable for this stock.