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Safety Insurance Group, Inc.
SAFT
NASDAQ·Financial Services·Insurance - Property & Casualty·Mkt cap $1.1B
$77.47
▲ +1.59%
View full research view
Our plain-language verdict, the thesis, risk factors, and what is changing about the business.
View research view52-Week Range
$67.04 - $81.49
P/E
Fwd P/E
Beta
Div Yield
Avg Vol
Shares Out
Mkt Cap
Price action
Price chart
Down 0.1% over the trailing year
Total returns
Price performance
Total return across standard periods - splits & dividends adjusted by FMP. Periods longer than 1Y show annualized in the tooltip.
Why we rate it this way
The thesis at a glance
Bull and bear case · plain-English context across the five lenses we evaluate.
Bull Case
5 reasons
- Established regional market presence with 45+ years of operating history and brand recognition
- Diversified product portfolio reducing reliance on single insurance line
- Independent agent distribution network providing cost-effective customer acquisition and retention
- Disciplined underwriting standards and risk management practices
- Niche focus on underserved regional markets with less competition from national carriers
Bear Case
2 risks
- Low volatility (beta 0.2).
- Premium valuation to Property & Casualty Insurance peers
Growth
Stable outlook
Premium rate increases driven by inflation and loss cost trends
Value
Premium valuation to Property & Casualty Insurance peers
Momentum
Stable
+4.3% over 3m
Quality
Stable
Strong fundamentals
Dividend
Solid
4.83% yield
Smart-money signal
Who's buying SAFT right now
Insider Form 4s, 13F institutional filings, and Congressional disclosures - at a glance.
Earnings track record
Recent earnings results
AI-summarized recap of last quarter, plus the surprise on every print.
Next: May 5, 2026
MAY 6, 2026
Reported EPS of -$0.72 vs $1.45 consensus (-149.7% surprise). Revenue of $299.8M vs $315.0M expected (-4.8%).
EPS surprise · last 4Q
0 of 1 beats
Q2 26
-149.7%
Next: May 5, 2026
Revenue trend · last 8Q
—
—
+10%
+12%
+18%
+11%
+11%
+5%
Q2 24
Q3 24
Q4 24
Q1 25
Q2 25
Q3 25
Q4 25
Q1 26
$267.2M
$291.0M
$284.6M
$299.6M
$315.9M
$323.2M
$315.3M
$315.0M
Margins · last 8Q
Gross
—
Operating
—
Profit
-4.5%
Wall Street consensus
Analyst coverage
Live ratings and price targets aggregated across covering analysts.
No analyst coverage on file for this stock yet.
vs Industry
How SAFT stacks vs Insurance - Property & Casualty
Stock metrics vs industry averages. Green = better than industry.
Industry comparison data unavailable for this stock.