Safety Insurance Group, Inc.
SAFT
NASDAQ·Financial Services·Insurance - Property & Casualty·Mkt cap $1.5B
$103.15
▲ +0.05%
P/E
22.23
Mkt Cap
$1.5B
52-Wk Range
$67.04–$103.80
52-Week Range
$67.04 - $103.80
P/E
Fwd P/E
Beta
Div Yield
Avg Vol
Shares Out
Mkt Cap
Price action
Price chart
Up 40.3% over the trailing year
Total returns
Price performance
Total return across standard periods - splits & dividends adjusted by FMP. Periods longer than 1Y show annualized in the tooltip.
Why we rate it this way
The thesis at a glance
Bull and bear case · plain-English context across the five lenses we evaluate.
Bull Case
5 reasons
- Established regional market presence with 45+ years of operating history and brand recognition
- Diversified product portfolio reducing reliance on single insurance line
- Independent agent distribution network providing cost-effective customer acquisition and retention
- Disciplined underwriting standards and risk management practices
- Niche focus on underserved regional markets with less competition from national carriers
Bear Case
2 risks
- Low volatility (beta 0.2).
- Significant premium - growth priced in
Growth
Stable outlook
Premium rate increases driven by inflation and loss cost trends
Value
Significant premium - growth priced in
Momentum
Hot
+47.8% over 3m
Quality
Strong
Strong fundamentals
Dividend
Solid
3.57% yield
Smart-money signal
Who's buying SAFT right now
Insider Form 4s, 13F institutional filings, and Congressional disclosures - at a glance.
Earnings track record
Latest print - beat on both lines
AI-summarized recap of last quarter, plus the surprise on every print.
Next: Nov 2, 2026
AUG 5, 2026
Reported EPS of $2.03 vs $2.00 consensus (+1.5% surprise). Revenue of $341.8M vs $325.7M expected (+5.0%). Beat on both top and bottom lines.
EPS surprise · last 4Q
1 of 1 beats
Estimate
Actual
Q3 26
+1.5%
Revenue trend · last 8Q
—
+10%
+12%
+18%
+11%
+11%
+5%
+3%
Q3 24
Q4 24
Q1 25
Q2 25
Q3 25
Q4 25
Q1 26
Q2 26
$291.0M
$284.6M
$299.6M
$315.9M
$323.2M
$315.3M
$315.0M
$325.7M
Margins · last 8Q
Gross
0.0%
Operating
9.1%
Profit
10.6%
Wall Street consensus
Analyst coverage
Live ratings and price targets aggregated across covering analysts.
vs Industry
How SAFT stacks vs Insurance - Property & Casualty
Stock metrics vs industry averages. Green = better than industry.
Industry comparison data unavailable for this stock.
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