Westamerica Bancorporation
WABC
NASDAQ·Financial Services·Banks - Regional·Mkt cap $1.4B
$59.39
▲ +0.52%
P/E
13.05
Mkt Cap
$1.4B
52-Wk Range
$44.93–$63.61
52-Week Range
$44.93 - $63.61
P/E
Fwd P/E
Beta
Div Yield
Avg Vol
Shares Out
Mkt Cap
Price action
Price chart
Up 19.8% over the trailing year
Total returns
Price performance
Total return across standard periods - splits & dividends adjusted by FMP. Periods longer than 1Y show annualized in the tooltip.
Why we rate it this way
The thesis at a glance
Bull and bear case · plain-English context across the five lenses we evaluate.
Bull Case
4 reasons
- Strong regional market presence with 78 branches across 21 Northern and Central California counties
- Established community banking relationships and local decision-making authority
- Diversified loan portfolio spanning commercial, real estate, and consumer segments
- Decades of operational history and brand recognition since 1972
Bear Case
1 risk
- Low volatility (beta 0.5).
Growth
Mild headwinds expected
Expansion of commercial lending in growing Northern California markets
Value
Fairly valued vs Commercial Banking peers
Momentum
Strong
+5.1% over 3m
Quality
Excellent
Strong fundamentals
Dividend
Solid
3.17% yield
Smart-money signal
Who's buying WABC right now
Insider Form 4s, 13F institutional filings, and Congressional disclosures - at a glance.
Earnings track record
Latest print - beat on both lines
AI-summarized recap of last quarter, plus the surprise on every print.
Next: Oct 15, 2026
JUL 16, 2026
Reported EPS of $1.17 vs $1.10 consensus (+6.4% surprise). Revenue of $63.0M vs $61.6M expected (+2.2%). Beat on both top and bottom lines.
EPS surprise · last 4Q
1 of 1 beats
Estimate
Actual
Q3 26
+6.4%
Revenue trend · last 8Q
—
—
-12%
-13%
-14%
-9%
-2%
-2%
Q3 24
Q4 24
Q1 25
Q2 25
Q3 25
Q4 25
Q1 26
Q2 26
$74.1M
$69.6M
$66.4M
$67.8M
$67.5M
$66.8M
$65.4M
$66.1M
Margins · last 8Q
Gross
95.0%
Operating
55.6%
Profit
41.4%
Wall Street consensus
1 analyst · 0% Buy
Live ratings and price targets aggregated across covering analysts.
Buy
0%
Hold
100%
Sell
0%
Median Price Target
—
Latest: Keefe, Bruyette & Woods · Apr 17, 2026
vs Industry
How WABC stacks vs Banks - Regional
Stock metrics vs industry averages. Green = better than industry.
Industry comparison data unavailable for this stock.
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