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WABC

Westamerica Bancorporation

WABC

NASDAQ·Financial Services·Banks - Regional·Mkt cap $1.4B

$59.51

▼ -0.95%

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Our plain-language verdict, the thesis, risk factors, and what is changing about the business.

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52-Week Range

$44.93 - $60.54

P/E

13.25

Fwd P/E

13.39

Beta

0.56

Div Yield

3.10%

Avg Vol

192.5K

Shares Out

24.2M

Mkt Cap

$1.4B

Price action

Price chart

Up 18.3% over the trailing year

1W
1M
3M
6M
YTD
1Y
5Y
MAX

Total returns

Price performance

Total return across standard periods - splits & dividends adjusted by FMP. Periods longer than 1Y show annualized in the tooltip.

Why we rate it this way

The thesis at a glance

Bull and bear case · plain-English context across the five lenses we evaluate.

▲

Bull Case

4 reasons

  • Strong regional market presence with 78 branches across 21 Northern and Central California counties
  • Established community banking relationships and local decision-making authority
  • Diversified loan portfolio spanning commercial, real estate, and consumer segments
  • Decades of operational history and brand recognition since 1972
▼

Bear Case

2 risks

  • Low volatility (beta 0.6).
  • Premium valuation to Commercial Banking peers

Growth

Mild headwinds expected

Expansion of commercial lending in growing Northern California markets

Value

Premium valuation to Commercial Banking peers

Momentum

Strong

+15.9% over 3m

Quality

Excellent

Excellent business quality

Dividend

Solid

3.10% yield

Earnings track record

Latest print - beat on both lines

AI-summarized recap of last quarter, plus the surprise on every print.

Next: Apr 15, 2026

“
Q2 26 RECAP

APR 16, 2026

Reported EPS of $1.13 vs $1.07 consensus (+5.6% surprise). Revenue of $62.3M vs $60.7M expected (+2.6%). Beat on both top and bottom lines.

EPS beat +5.6%
Rev beat +2.6%
Double beat

EPS surprise · last 4Q

1 of 1 beats

Q2 26

+5.6%

Next: Apr 15, 2026

Revenue trend · last 8Q

—

—

—

-12%

-13%

-14%

-9%

-2%

Q2 24

Q3 24

Q4 24

Q1 25

Q2 25

Q3 25

Q4 25

Q1 26

$74.3M

$74.1M

$69.6M

$66.4M

$67.8M

$67.5M

$66.8M

$65.4M

Margins · last 8Q

Gross

95.4%

Operating

55.8%

Profit

41.8%

View full earnings history →

Wall Street consensus

1 analyst · 0% Buy

Live ratings and price targets aggregated across covering analysts.

Buy

0%

Hold

1

100%

Sell

0%

Median Price Target

—

Latest: Keefe, Bruyette & Woods · Apr 17, 2026

View full analyst page →

vs Industry

How WABC stacks vs Banks - Regional

Stock metrics vs industry averages. Green = better than industry.

Industry comparison data unavailable for this stock.