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HBT

HBT Financial, Inc.

HBT

NASDAQ·Financial Services·Banks - Regional·Mkt cap $1.0B

$32.18

▼ -1.71%

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Our plain-language verdict, the thesis, risk factors, and what is changing about the business.

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52-Week Range

$22.36 - $33.10

P/E

14.76

Fwd P/E

10.95

Beta

0.53

Div Yield

2.73%

Avg Vol

127.4K

Shares Out

31.4M

Mkt Cap

$1.0B

Price action

Price chart

Up 21.1% over the trailing year

1W
1M
3M
6M
YTD
1Y
5Y
MAX

Total returns

Price performance

Total return across standard periods - splits & dividends adjusted by FMP. Periods longer than 1Y show annualized in the tooltip.

Why we rate it this way

The thesis at a glance

Bull and bear case · plain-English context across the five lenses we evaluate.

▲

Bull Case

5 reasons

  • Strong regional market presence with 57 branches in Illinois and Iowa
  • Deep agricultural and farmland expertise with dedicated services
  • Established trust and wealth management capabilities
  • Community-focused relationship banking model
  • Diversified loan portfolio across commercial, agricultural, and residential segments
▼

Bear Case

1 risk

  • Low volatility (beta 0.5).

Growth

Stable outlook

Expansion of digital banking and mobile payment services

Value

Fairly valued vs Commercial Banking peers

Momentum

Strong

+17.7% over 3m

Quality

Excellent

Excellent business quality

Dividend

Solid

2.73% yield

Earnings track record

Latest print - beat on both lines

AI-summarized recap of last quarter, plus the surprise on every print.

Next: Apr 20, 2026

“
Q2 26 RECAP

APR 27, 2026

Reported EPS of $0.68 vs $0.62 consensus (+9.7% surprise). Revenue of $67.3M vs $66.8M expected (+0.9%). Beat on both top and bottom lines.

EPS beat +9.7%
Rev beat +0.9%
Double beat

EPS surprise · last 4Q

1 of 1 beats

Q2 26

+9.7%

Next: Apr 20, 2026

Revenue trend · last 8Q

—

—

—

+11%

+5%

+6%

+4%

+44%

Q2 24

Q3 24

Q4 24

Q1 25

Q2 25

Q3 25

Q4 25

Q1 26

$56.2M

$56.0M

$58.4M

$57.6M

$73.1M

$73.9M

$74.3M

$82.7M

Margins · last 8Q

Gross

—

Operating

—

Profit

13.5%

View full earnings history →

Wall Street consensus

2 analysts · 0% Buy

Live ratings and price targets aggregated across covering analysts.

Buy

0%

Hold

2

100%

Sell

0%

Median Price Target

$32.00

▼ -0.6% vs $32.18

Low $32.00
Median $32.00
High $32.00

Latest: Piper Sandler · $32.00 · Apr 28, 2026

1 analyst covering

View full analyst page →

vs Industry

How HBT stacks vs Banks - Regional

Stock metrics vs industry averages. Green = better than industry.

Industry comparison data unavailable for this stock.