HBT Financial, Inc.
HBT
NASDAQ·Financial Services·Banks - Regional·Mkt cap $1.3B
$36.59
▲ +0.63%
P/E
15.64
Mkt Cap
$1.3B
52-Wk Range
$22.36–$37.51
52-Week Range
$22.36 - $37.51
P/E
Fwd P/E
Beta
Div Yield
Avg Vol
Shares Out
Mkt Cap
Price action
Price chart
Up 39.6% over the trailing year
Total returns
Price performance
Total return across standard periods - splits & dividends adjusted by FMP. Periods longer than 1Y show annualized in the tooltip.
Why we rate it this way
The thesis at a glance
Bull and bear case · plain-English context across the five lenses we evaluate.
Bull Case
5 reasons
- Strong regional market presence with 57 branches in Illinois and Iowa
- Deep agricultural and farmland expertise with dedicated services
- Established trust and wealth management capabilities
- Community-focused relationship banking model
- Diversified loan portfolio across commercial, agricultural, and residential segments
Bear Case
1 risk
- Low volatility (beta 0.5).
Growth
Stable outlook
Expansion of digital banking and mobile payment services
Value
Fairly valued vs Commercial Banking peers
Momentum
Hot
+26.4% over 3m
Quality
Excellent
Excellent business quality
Dividend
Solid
2.51% yield
Smart-money signal
Who's buying HBT right now
Insider Form 4s, 13F institutional filings, and Congressional disclosures - at a glance.
Earnings track record
Latest print - beat on both lines
AI-summarized recap of last quarter, plus the surprise on every print.
Next: Oct 19, 2026
JUL 27, 2026
Reported EPS of $0.78 vs $0.73 consensus (+6.3% surprise). Revenue of $80.9M vs $80.4M expected (+0.7%). Beat on both top and bottom lines.
EPS surprise · last 4Q
1 of 1 beats
Estimate
Actual
Q3 26
+6.3%
Revenue trend · last 8Q
—
—
+11%
+5%
+6%
+4%
+44%
+37%
Q3 24
Q4 24
Q1 25
Q2 25
Q3 25
Q4 25
Q1 26
Q2 26
$56.0M
$58.4M
$57.6M
$73.1M
$73.9M
$74.3M
$82.7M
$100.4M
Margins · last 8Q
Gross
79.9%
Operating
37.6%
Profit
27.7%
Wall Street consensus
3 analysts · 33% Buy
Live ratings and price targets aggregated across covering analysts.
Buy
33%
Hold
67%
Sell
0%
Median Price Target
—
Latest: Hovde Group · Aug 12, 2026
vs Industry
How HBT stacks vs Banks - Regional
Stock metrics vs industry averages. Green = better than industry.
Industry comparison data unavailable for this stock.
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