Preferred Bank
PFBC
NASDAQ·Financial Services·Banks - Regional·Mkt cap $1.2B
$103.52
▼ -0.69%
P/E
9.42
Mkt Cap
$1.2B
52-Wk Range
$81.50–$112.26
52-Week Range
$81.50 - $112.26
P/E
Fwd P/E
Beta
Div Yield
Avg Vol
Shares Out
Mkt Cap
Price action
Price chart
Up 8.7% over the trailing year
Total returns
Price performance
Total return across standard periods - splits & dividends adjusted by FMP. Periods longer than 1Y show annualized in the tooltip.
Why we rate it this way
The thesis at a glance
Bull and bear case · plain-English context across the five lenses we evaluate.
Bull Case
6 reasons
- Specialized expertise in real estate and commercial lending with deep underwriting capabilities
- Unique trade finance platform serving Pacific Rim businesses and international commerce
- Established relationships with high-net-worth individuals and professional service providers
- Strategic branch locations in high-growth California markets and New York
- Personalized service model differentiating from larger national banks
- Strong deposit base from specialized client segments reducing funding costs
Bear Case
1 risk
- Low volatility (beta 0.5).
Growth
Revenue decline expected
Expansion of commercial real estate lending in growing California markets
Value
Trading at 0.8x Commercial Banking peers — a discount despite the growth profile.
Momentum
Strong
+6.5% over 3m
Quality
Strong
High-growth business (81% revenue growth, 56% gross margin). Profitable with strong growth momentum.
Dividend
Solid
3.04% yield
Smart-money signal
Who's buying PFBC right now
Insider Form 4s, 13F institutional filings, and Congressional disclosures - at a glance.
Earnings track record
Recent earnings results
AI-summarized recap of last quarter, plus the surprise on every print.
Next: Oct 19, 2026
JUL 22, 2026
Reported EPS of $2.78 vs $2.65 consensus (+4.9% surprise). Revenue of $73.5M vs $73.6M expected (-0.2%).
EPS surprise · last 4Q
1 of 1 beats
Estimate
Actual
Q3 26
+4.9%
Revenue trend · last 8Q
—
—
-7%
+2%
+4%
+6%
+81%
+1%
Q3 24
Q4 24
Q1 25
Q2 25
Q3 25
Q4 25
Q1 26
Q2 26
$72.3M
$70.6M
$66.7M
$70.6M
$130.5M
$129.3M
$120.8M
$125.7M
Margins · last 8Q
Gross
57.3%
Operating
38.6%
Profit
26.7%
Wall Street consensus
1 analyst · 100% Buy
Live ratings and price targets aggregated across covering analysts.
Buy
100%
Hold
0%
Sell
0%
Median Price Target
—
Latest: Piper Sandler · Apr 27, 2026
vs Industry
How PFBC stacks vs Banks - Regional
Stock metrics vs industry averages. Green = better than industry.
Industry comparison data unavailable for this stock.
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