American Coastal Insurance Corporation
ACIC
NASDAQ·Financial Services·Insurance - Property & Casualty·Mkt cap $462.3M
$9.54
▲ 0.00%
P/E
4.68
Mkt Cap
$462.3M
52-Wk Range
$9.10–$13.06
52-Week Range
$9.10 - $13.06
P/E
Fwd P/E
Beta
Div Yield
Avg Vol
Shares Out
Mkt Cap
Price action
Price chart
Down 15.3% over the trailing year
Total returns
Price performance
Total return across standard periods - splits & dividends adjusted by FMP. Periods longer than 1Y show annualized in the tooltip.
Why we rate it this way
The thesis at a glance
Bull and bear case · plain-English context across the five lenses we evaluate.
Bull Case
4 reasons
- Specialized coastal market expertise
- Robust independent agency distribution network
- Comprehensive multi-peril coverage options
- Strategic geographic focus in high-risk regions
Bear Case
1 risk
- Low volatility (beta -0.5).
Growth
Strong growth ahead
Climate change insurance demand
Value
Attractively priced below Property & Casualty Insurance peer average
Momentum
Weak
-6.6% over 3m
Quality
Excellent
Excellent business quality
Dividend
High yield
7.86% yield
Smart-money signal
Who's buying ACIC right now
Insider Form 4s, 13F institutional filings, and Congressional disclosures - at a glance.
Earnings track record
Recent earnings results
AI-summarized recap of last quarter, plus the surprise on every print.
Next: Nov 4, 2026
AUG 5, 2026
Reported EPS of $0.33 vs $0.42 consensus (-21.4% surprise). Revenue of $216.3M vs $194.1M expected (+11.4%).
EPS surprise · last 4Q
0 of 1 beats
Estimate
Actual
Q3 26
-21.4%
Revenue trend · last 8Q
—
+37%
+9%
+28%
+11%
+13%
-1%
-4%
Q3 24
Q4 24
Q1 25
Q2 25
Q3 25
Q4 25
Q1 26
Q2 26
$79.1M
$76.3M
$72.1M
$86.4M
$90.3M
$86.4M
$71.2M
$82.5M
Margins · last 8Q
Gross
—
Operating
—
Profit
26.5%
Wall Street consensus
1 analyst · 100% Buy
Live ratings and price targets aggregated across covering analysts.
Buy
100%
Hold
0%
Sell
0%
Median Price Target
—
Latest: Raymond James · Aug 11, 2026
vs Industry
How ACIC stacks vs Insurance - Property & Casualty
Stock metrics vs industry averages. Green = better than industry.
Industry comparison data unavailable for this stock.
Related