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AII

American Integrity Insurance Group, Inc.

AII

NYSE·Financial Services·Insurance - Property & Casualty·Mkt cap $509.4M

$26.00

-0.61%

P/E

5.78

Mkt Cap

$509.4M

52-Wk Range

$16.19–$27.00

52-Week Range

$16.19 - $27.00

P/E

5.78

Fwd P/E

6.88

Beta

-0.00

Div Yield

3.92%

Avg Vol

136.5K

Shares Out

19.6M

Mkt Cap

$509.4M

Price action

Price chart

Up 32.9% over the trailing year

Total returns

Price performance

Total return across standard periods - splits & dividends adjusted by FMP. Periods longer than 1Y show annualized in the tooltip.

Why we rate it this way

The thesis at a glance

Bull and bear case · plain-English context across the five lenses we evaluate.

Bull Case

5 reasons

  • Specialized expertise in underserved niche markets and high-risk property segments
  • Streamlined underwriting processes optimized for construction and non-standard properties
  • Geographic focus on high-growth coastal and construction-intensive regions
  • Comprehensive product bundling across residential and recreational property types
  • Customer-centric claims resolution through binding arbitration services

Bear Case

1 risk

  • Low volatility (beta 0.0).

Growth

Strong growth ahead

Increasing demand for specialized homeowners insurance in coastal and construction markets

Value

Undervalued - trading well below Property & Casualty Insurance peers

Momentum

Hot

+55.0% over 3m

Quality

Excellent

Exceptional business - top-tier fundamentals

Dividend

Solid

3.92% yield

Earnings track record

Latest print - beat on both lines

AI-summarized recap of last quarter, plus the surprise on every print.

Next: Nov 10, 2026

Q3 26 RECAP

AUG 11, 2026

Reported EPS of $1.78 vs $0.88 consensus (+101.6% surprise). Revenue of $326.6M vs $282.7M expected (+15.5%). Beat on both top and bottom lines.

EPS beat +101.6%
Rev beat +15.5%
Double beat

EPS surprise · last 4Q

1 of 1 beats

Estimate

Actual

Q3 26

+101.6%

Revenue trend · last 8Q

+62%

+61%

+33%

+1%

+26%

+55%

Q3 24

Q4 24

Q1 25

Q2 25

Q3 25

Q4 25

Q1 26

Q2 26

$46.5M

$67.1M

$71.9M

$74.5M

$62.0M

$68.1M

$90.9M

$115.2M

Margins · last 8Q

Gross

-51.4%

Operating

-23.7%

Profit

29.6%

Wall Street consensus

4 analysts · 100% Buy

Live ratings and price targets aggregated across covering analysts.

Buy

4

100%

Hold

0%

Sell

0%

Median Price Target

Latest: Piper Sandler · Aug 13, 2026

vs Industry

How AII stacks vs Insurance - Property & Casualty

Stock metrics vs industry averages. Green = better than industry.

Industry comparison data unavailable for this stock.