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AMSF

AMERISAFE, Inc.

AMSF

NASDAQ·Financial Services·Insurance - Specialty·Mkt cap $486.1M

$25.99

-1.22%

P/E

10.44

Mkt Cap

$486.1M

52-Wk Range

$25.63–$46.53

52-Week Range

$25.63 - $46.53

P/E

10.44

Fwd P/E

13.16

Beta

0.26

Div Yield

10.00%

Avg Vol

285.6K

Shares Out

18.7M

Mkt Cap

$486.1M

Price action

Price chart

Down 43.3% over the trailing year

Total returns

Price performance

Total return across standard periods - splits & dividends adjusted by FMP. Periods longer than 1Y show annualized in the tooltip.

Why we rate it this way

The thesis at a glance

Bull and bear case · plain-English context across the five lenses we evaluate.

Bull Case

4 reasons

  • Specialized expertise in high-risk, underserved small to mid-sized employer segment
  • Deep industry knowledge enabling accurate risk assessment and pricing discipline
  • Established relationships and brand recognition in niche hazardous industries
  • Efficient claims management and loss control capabilities in specialized sectors

Bear Case

2 risks

  • Low volatility (beta 0.3).
  • Premium valuation to Property & Casualty Insurance peers

Growth

Stable outlook

Expansion of market share among small to mid-sized employers in target industries

Value

Premium valuation to Property & Casualty Insurance peers

Momentum

Weak

-17.5% over 3m

Quality

Stable

Solid business

Dividend

High yield

10.00% yield

Earnings track record

Recent earnings results

AI-summarized recap of last quarter, plus the surprise on every print.

Next: Oct 28, 2026

Q3 26 RECAP

JUL 21, 2026

Reported EPS of $0.44 vs $0.52 consensus (-14.9% surprise). Revenue of $86.0M vs $85.1M expected (+1.0%).

EPS miss
Rev beat +1.0%

EPS surprise · last 4Q

0 of 1 beats

Estimate

Actual

Q3 26

-14.9%

Revenue trend · last 8Q

-8%

-10%

+7%

+4%

+10%

+10%

+13%

Q3 24

Q4 24

Q1 25

Q2 25

Q3 25

Q4 25

Q1 26

Q2 26

$78.7M

$74.0M

$72.6M

$81.1M

$82.0M

$81.6M

$80.1M

$92.0M

Margins · last 8Q

Gross

-36.6%

Operating

-11.1%

Profit

15.9%

Wall Street consensus

2 analysts · 50% Buy

Live ratings and price targets aggregated across covering analysts.

Buy

1

50%

Hold

1

50%

Sell

0%

Median Price Target

Latest: Truist · $34.00 · Apr 23, 2026

vs Industry

How AMSF stacks vs Insurance - Specialty

Stock metrics vs industry averages. Green = better than industry.

Industry comparison data unavailable for this stock.