Arrow Financial Corporation
AROW
NASDAQ·Financial Services·Banks - Regional·Mkt cap $654.1M
$39.57
▲ +0.30%
P/E
12.68
Mkt Cap
$654.1M
52-Wk Range
$25.88–$42.70
52-Week Range
$25.88 - $42.70
P/E
Fwd P/E
Beta
Div Yield
Avg Vol
Shares Out
Mkt Cap
Price action
Price chart
Up 34.7% over the trailing year
Total returns
Price performance
Total return across standard periods - splits & dividends adjusted by FMP. Periods longer than 1Y show annualized in the tooltip.
Why we rate it this way
The thesis at a glance
Bull and bear case · plain-English context across the five lenses we evaluate.
Bull Case
5 reasons
- 170+ year operating history and strong brand recognition in northeastern New York
- Diversified revenue streams across lending, deposits, wealth management, and insurance
- Established branch network with 38 banking offices providing local market presence and customer relationships
- Comprehensive financial services platform serving both individuals and businesses
- Strong community ties and regional expertise in underserved northeastern New York markets
Bear Case
1 risk
- Low volatility (beta 0.7).
Growth
Stable outlook
Expansion of commercial real estate and construction lending in growing regional markets
Value
Fairly valued vs Commercial Banking peers
Momentum
Strong
+6.7% over 3m
Quality
Excellent
Strong fundamentals
Dividend
Solid
3.01% yield
Smart-money signal
Who's buying AROW right now
Insider Form 4s, 13F institutional filings, and Congressional disclosures - at a glance.
Earnings track record
Recent earnings results
AI-summarized recap of last quarter, plus the surprise on every print.
Next: Oct 29, 2026
JUL 23, 2026
Reported EPS of $0.71 vs $0.85 consensus (-16.5% surprise). Revenue of $44.2M vs $45.5M expected (-2.9%).
EPS surprise · last 4Q
0 of 1 beats
Estimate
Actual
Q3 26
-16.5%
Revenue trend · last 8Q
—
+2%
+14%
+15%
+17%
+85%
+7%
-59%
Q3 24
Q4 24
Q1 25
Q2 25
Q3 25
Q4 25
Q1 26
Q2 26
$36.6M
$33.9M
$58.2M
$59.2M
$62.3M
$62.9M
$62.4M
$24.2M
Margins · last 8Q
Gross
24.9%
Operating
-67.7%
Profit
45.2%
Wall Street consensus
2 analysts · 100% Buy
Live ratings and price targets aggregated across covering analysts.
Buy
100%
Hold
0%
Sell
0%
Median Price Target
—
Latest: Raymond James · Sep 1, 2026
vs Industry
How AROW stacks vs Banks - Regional
Stock metrics vs industry averages. Green = better than industry.
Industry comparison data unavailable for this stock.
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