Third Coast Bancshares, Inc.
TCBX
NYSE·Financial Services·Banks - Regional·Mkt cap $636.4M
$45.13
▲ +0.09%
P/E
10.47
Mkt Cap
$636.4M
52-Wk Range
$35.73–$46.36
52-Week Range
$35.73 - $46.36
P/E
Fwd P/E
Beta
Div Yield
Avg Vol
Shares Out
Mkt Cap
Price action
Price chart
Up 13.4% over the trailing year
Total returns
Price performance
Total return across standard periods - splits & dividends adjusted by FMP. Periods longer than 1Y show annualized in the tooltip.
Why we rate it this way
The thesis at a glance
Bull and bear case · plain-English context across the five lenses we evaluate.
Bull Case
4 reasons
- Regional market expertise in high-growth Texas metropolitan areas
- Relationship-based banking model targeting underserved small and mid-sized businesses
- Local decision-making authority enabling faster loan approvals and personalized service
- Diversified loan portfolio including equipment finance, working capital, and commercial auto
Bear Case
1 risk
- Low volatility (beta 0.6).
Growth
Revenue decline expected
Expansion in high-growth Texas markets with strong economic fundamentals
Value
Valued in line with Commercial Banking peers (1.0x).
Momentum
Strong
+18.0% over 3m
Quality
Strong
Emerging growth company (12% revenue growth). Early stage with higher risk.
Dividend
None
No dividend
Smart-money signal
Who's buying TCBX right now
Insider Form 4s, 13F institutional filings, and Congressional disclosures - at a glance.
Earnings track record
Latest print - beat on both lines
AI-summarized recap of last quarter, plus the surprise on every print.
Next: Oct 28, 2026
JUL 22, 2026
Reported EPS of $1.08 vs $0.90 consensus (+19.6% surprise). Revenue of $68.0M vs $62.8M expected (+8.3%). Beat on both top and bottom lines.
EPS surprise · last 4Q
1 of 1 beats
Estimate
Actual
Q3 26
+19.6%
Revenue trend · last 8Q
—
—
+14%
+24%
+28%
+22%
+706%
+12%
Q3 24
Q4 24
Q1 25
Q2 25
Q3 25
Q4 25
Q1 26
Q2 26
$42.7M
$46.1M
$45.6M
$51.6M
$96.1M
$96.4M
$367.7M
$102.0M
Margins · last 8Q
Gross
-56.0%
Operating
-18.6%
Profit
21.6%
Wall Street consensus
3 analysts · 100% Buy
Live ratings and price targets aggregated across covering analysts.
Buy
100%
Hold
0%
Sell
0%
Median Price Target
—
Latest: Piper Sandler · Aug 27, 2026
vs Industry
How TCBX stacks vs Banks - Regional
Stock metrics vs industry averages. Green = better than industry.
Industry comparison data unavailable for this stock.
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