ACNB Corporation
ACNB
NASDAQ·Financial Services·Banks - Regional·Mkt cap $673.5M
$65.95
▲ +0.52%
P/E
12.49
Mkt Cap
$673.5M
52-Wk Range
$42.52–$67.60
52-Week Range
$42.52 - $67.60
P/E
Fwd P/E
Beta
Div Yield
Avg Vol
Shares Out
Mkt Cap
Price action
Price chart
Up 46.0% over the trailing year
Total returns
Price performance
Total return across standard periods - splits & dividends adjusted by FMP. Periods longer than 1Y show annualized in the tooltip.
Why we rate it this way
The thesis at a glance
Bull and bear case · plain-English context across the five lenses we evaluate.
Bull Case
6 reasons
- 165+ year operating history and established brand recognition in regional markets
- Community-focused business model with local decision-making and personalized service
- Diversified revenue streams across banking, lending, trust, and insurance reducing earnings volatility
- Strong geographic presence with 30 banking offices across Pennsylvania and Maryland
- Integrated financial services platform enabling cross-selling and customer retention
- Deep relationships with local businesses, agricultural operations, and government entities
Bear Case
1 risk
- Average volatility.
Growth
Revenue decline expected
Strong revenue growth (29% YoY)
Value
Valued in line with Commercial Banking peers (1.0x).
Momentum
Strong
+18.7% over 3m
Quality
Excellent
High-growth business (55% revenue growth, 80% gross margin). Profitable with strong growth momentum.
Dividend
Solid
3.18% yield
Smart-money signal
Who's buying ACNB right now
Insider Form 4s, 13F institutional filings, and Congressional disclosures - at a glance.
Earnings track record
Latest print - beat on both lines
AI-summarized recap of last quarter, plus the surprise on every print.
Next: Oct 22, 2026
JUL 23, 2026
Reported EPS of $1.49 vs $1.38 consensus (+8.0% surprise). Revenue of $42.8M vs $42.2M expected (+1.5%). Beat on both top and bottom lines.
EPS surprise · last 4Q
1 of 1 beats
Estimate
Actual
Q3 26
+8.0%
Revenue trend · last 8Q
—
—
+31%
+45%
+46%
+34%
+47%
+4%
Q3 24
Q4 24
Q1 25
Q2 25
Q3 25
Q4 25
Q1 26
Q2 26
$27.8M
$26.9M
$34.3M
$39.7M
$50.9M
$46.0M
$50.5M
$52.5M
Margins · last 8Q
Gross
80.7%
Operating
36.7%
Profit
29.0%
Wall Street consensus
2 analysts · 50% Buy
Live ratings and price targets aggregated across covering analysts.
Buy
50%
Hold
50%
Sell
0%
Median Price Target
—
Latest: Piper Sandler · Jun 26, 2026
vs Industry
How ACNB stacks vs Banks - Regional
Stock metrics vs industry averages. Green = better than industry.
Industry comparison data unavailable for this stock.
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