Midland States Bancorp, Inc.
MSBI
NASDAQ·Financial Services·Banks - Regional·Mkt cap $700.0M
$33.73
▲ +0.60%
P/E
21.08
Mkt Cap
$700.0M
52-Wk Range
$14.24–$35.10
52-Week Range
$14.24 - $35.10
P/E
Fwd P/E
Beta
Div Yield
Avg Vol
Shares Out
Mkt Cap
Price action
Price chart
Up 84.9% over the trailing year
Total returns
Price performance
Total return across standard periods - splits & dividends adjusted by FMP. Periods longer than 1Y show annualized in the tooltip.
Why we rate it this way
The thesis at a glance
Bull and bear case · plain-English context across the five lenses we evaluate.
Bull Case
4 reasons
- 140+ year operating history and established community relationships since 1881
- Diversified revenue streams across commercial lending, residential mortgages, consumer loans, and wealth management
- Regional market expertise and personalized service advantages over national competitors
- Specialized lending capabilities in commercial real estate, agricultural, and construction sectors
Bear Case
1 risk
- Low volatility (beta 0.6).
Growth
Revenue decline expected
Expansion of commercial real estate and agricultural lending portfolios in core markets
Value
Attractively priced below Commercial Banking peer average
Momentum
Strong
+17.3% over 3m
Quality
Excellent
Strong fundamentals
Dividend
Solid
3.82% yield
Smart-money signal
Who's buying MSBI right now
Insider Form 4s, 13F institutional filings, and Congressional disclosures - at a glance.
Earnings track record
Latest print - beat on both lines
AI-summarized recap of last quarter, plus the surprise on every print.
Next: Oct 29, 2026
JUL 23, 2026
Reported EPS of $0.82 vs $0.78 consensus (+4.9% surprise). Revenue of $83.7M vs $80.7M expected (+3.8%). Beat on both top and bottom lines.
EPS surprise · last 4Q
1 of 1 beats
Estimate
Actual
Q3 26
+4.9%
Revenue trend · last 8Q
—
—
-20%
-9%
-11%
-37%
+46%
-5%
Q3 24
Q4 24
Q1 25
Q2 25
Q3 25
Q4 25
Q1 26
Q2 26
$87.7M
$136.6M
$74.0M
$78.9M
$115.5M
$107.3M
$108.1M
$111.9M
Margins · last 8Q
Gross
68.4%
Operating
23.0%
Profit
17.8%
Wall Street consensus
2 analysts · 0% Buy
Live ratings and price targets aggregated across covering analysts.
Buy
0%
Hold
100%
Sell
0%
Median Price Target
—
Latest: Piper Sandler · Jun 26, 2026
vs Industry
How MSBI stacks vs Banks - Regional
Stock metrics vs industry averages. Green = better than industry.
Industry comparison data unavailable for this stock.
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