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FMNB

Farmers National Banc Corp.

FMNB

NASDAQ·Financial Services·Banks - Regional·Mkt cap $714.6M

$16.07

+1.58%

P/E

22.32

Mkt Cap

$714.6M

52-Wk Range

$12.12–$16.46

52-Week Range

$12.12 - $16.46

P/E

22.32

Fwd P/E

10.21

Beta

0.78

Div Yield

4.23%

Avg Vol

407.5K

Shares Out

39.3M

Mkt Cap

$714.6M

Price action

Price chart

Up 6.6% over the trailing year

Total returns

Price performance

Total return across standard periods - splits & dividends adjusted by FMP. Periods longer than 1Y show annualized in the tooltip.

Why we rate it this way

The thesis at a glance

Bull and bear case · plain-English context across the five lenses we evaluate.

Bull Case

5 reasons

  • 135+ year heritage and established brand trust in regional markets
  • Diversified revenue streams across banking, insurance, and trust services
  • Personalized community banking with 48 strategically located branches
  • Integrated financial platform serving retail and commercial customers
  • Strong local market knowledge and relationship-based banking model

Bear Case

1 risk

  • Low volatility (beta 0.8).

Growth

Mild headwinds expected

Expansion of commercial lending and mortgage origination in core markets

Value

Attractively priced below Commercial Banking peer average

Momentum

Strong

+13.1% over 3m

Quality

Excellent

Strong fundamentals

Dividend

Solid

4.23% yield

Earnings track record

Latest print - beat on both lines

AI-summarized recap of last quarter, plus the surprise on every print.

Next: Oct 28, 2026

Q3 26 RECAP

JUL 22, 2026

Reported EPS of $0.41 vs $0.34 consensus (+19.4% surprise). Revenue of $70.4M vs $70.1M expected (+0.5%). Beat on both top and bottom lines.

EPS beat +19.4%
Rev beat +0.5%
Double beat

EPS surprise · last 4Q

1 of 1 beats

Estimate

Actual

Q3 26

+19.4%

Revenue trend · last 8Q

-2%

+12%

+13%

+8%

+58%

+7%

+4%

Q3 24

Q4 24

Q1 25

Q2 25

Q3 25

Q4 25

Q1 26

Q2 26

$44.2M

$44.2M

$67.8M

$69.8M

$70.8M

$69.7M

$72.8M

$72.8M

Margins · last 8Q

Gross

67.7%

Operating

27.4%

Profit

22.3%

Wall Street consensus

1 analyst · 0% Buy

Live ratings and price targets aggregated across covering analysts.

Buy

0%

Hold

1

100%

Sell

0%

Median Price Target

Latest: Piper Sandler · Apr 23, 2026

vs Industry

How FMNB stacks vs Banks - Regional

Stock metrics vs industry averages. Green = better than industry.

Industry comparison data unavailable for this stock.