Peoples Financial Services Corp.
PFIS
NASDAQ·Financial Services·Banks - Regional·Mkt cap $719.1M
$71.83
▲ +1.30%
P/E
12.71
Mkt Cap
$719.1M
52-Wk Range
$43.64–$73.37
52-Week Range
$43.64 - $73.37
P/E
Fwd P/E
Beta
Div Yield
Avg Vol
Shares Out
Mkt Cap
Price action
Price chart
Up 36.5% over the trailing year
Total returns
Price performance
Total return across standard periods - splits & dividends adjusted by FMP. Periods longer than 1Y show annualized in the tooltip.
Why we rate it this way
The thesis at a glance
Bull and bear case · plain-English context across the five lenses we evaluate.
Bull Case
5 reasons
- Established community banking presence with 28 full-service offices across three states
- Comprehensive product suite spanning retail, commercial, trust, and investment services
- Local decision-making and personalized service differentiating from large national competitors
- Strong trust and wealth management capabilities serving high-net-worth and institutional clients
- Digital banking integration with traditional community banking relationship model
Bear Case
1 risk
- Low volatility (beta 0.7).
Growth
Revenue decline expected
Expansion of commercial lending and SBA loan portfolio in underserved regional markets
Value
Fairly valued vs Commercial Banking peers
Momentum
Strong
+18.1% over 3m
Quality
Excellent
Excellent business quality
Dividend
Solid
3.47% yield
Smart-money signal
Who's buying PFIS right now
Insider Form 4s, 13F institutional filings, and Congressional disclosures - at a glance.
Earnings track record
Recent earnings results
AI-summarized recap of last quarter, plus the surprise on every print.
Next: Oct 16, 2026
JUL 30, 2026
Reported EPS of $1.48 vs $1.64 consensus (-9.8% surprise). Revenue of $52.1M vs $52.4M expected (-0.4%).
EPS surprise · last 4Q
0 of 1 beats
Estimate
Actual
Q3 26
-9.8%
Revenue trend · last 8Q
—
+88%
+99%
+116%
+5%
+60%
+5%
-5%
Q3 24
Q4 24
Q1 25
Q2 25
Q3 25
Q4 25
Q1 26
Q2 26
$45.0M
$44.2M
$68.0M
$71.6M
$71.3M
$70.5M
$71.6M
$67.8M
Margins · last 8Q
Gross
0.0%
Operating
0.0%
Profit
21.9%
Wall Street consensus
Analyst coverage
Live ratings and price targets aggregated across covering analysts.
vs Industry
How PFIS stacks vs Banks - Regional
Stock metrics vs industry averages. Green = better than industry.
Industry comparison data unavailable for this stock.
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