BayCom Corp
BCML
NASDAQ·Financial Services·Banks - Regional·Mkt cap $336.0M
$30.80
▲ +1.25%
P/E
25.67
Mkt Cap
$336.0M
52-Wk Range
$26.78–$34.98
52-Week Range
$26.78 - $34.98
P/E
Fwd P/E
Beta
Div Yield
Avg Vol
Shares Out
Mkt Cap
Price action
Price chart
Up 2.6% over the trailing year
Total returns
Price performance
Total return across standard periods - splits & dividends adjusted by FMP. Periods longer than 1Y show annualized in the tooltip.
Why we rate it this way
The thesis at a glance
Bull and bear case · plain-English context across the five lenses we evaluate.
Bull Case
5 reasons
- Regional market expertise with deep relationships in underserved small business segments
- Personalized service model differentiated from large national banks
- Established branch network across high-growth Western markets (California, Colorado, Washington)
- Specialized lending capabilities in real estate, agriculture, and SBA programs
- Digital banking infrastructure with online, mobile, and remote deposit services
Bear Case
2 risks
- Low volatility (beta 0.3).
- Premium valuation to Commercial Banking peers
Growth
Revenue decline expected
Expansion of small business lending in growing Western markets
Value
Premium valuation to Commercial Banking peers
Momentum
Stable
-3.2% over 3m
Quality
Excellent
Strong fundamentals
Dividend
Solid
3.73% yield
Smart-money signal
Who's buying BCML right now
Insider Form 4s, 13F institutional filings, and Congressional disclosures - at a glance.
Earnings track record
Recent earnings results
AI-summarized recap of last quarter, plus the surprise on every print.
Next: Oct 15, 2026
JUL 23, 2026
Reported EPS of $0.32 vs $0.64 consensus (-50.2% surprise). Revenue of $25.2M vs $26.3M expected (-4.1%).
EPS surprise · last 4Q
0 of 1 beats
Estimate
Actual
Q3 26
-50.2%
Revenue trend · last 8Q
—
—
-1%
+4%
+2%
+10%
+42%
-12%
Q3 24
Q4 24
Q1 25
Q2 25
Q3 25
Q4 25
Q1 26
Q2 26
$25.5M
$23.6M
$24.3M
$24.7M
$37.5M
$35.2M
$34.5M
$30.7M
Margins · last 8Q
Gross
-89.3%
Operating
-35.5%
Profit
-22.7%
Wall Street consensus
1 analyst · 0% Buy
Live ratings and price targets aggregated across covering analysts.
Buy
0%
Hold
100%
Sell
0%
Median Price Target
—
Latest: DA Davidson · May 26, 2026
vs Industry
How BCML stacks vs Banks - Regional
Stock metrics vs industry averages. Green = better than industry.
Industry comparison data unavailable for this stock.
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