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COSO

CoastalSouth Bancshares, Inc.

COSO

NYSE·Financial Services·Banks - Regional·Mkt cap $335.7M

$27.89

+0.69%

P/E

12.40

Mkt Cap

$335.7M

52-Wk Range

$20.80–$28.56

52-Week Range

$20.80 - $28.56

P/E

12.40

Fwd P/E

12.05

Beta

0.00

Div Yield

0.54%

Avg Vol

112.5K

Shares Out

12.0M

Mkt Cap

$335.7M

Price action

Price chart

Up 19.4% over the trailing year

Total returns

Price performance

Total return across standard periods - splits & dividends adjusted by FMP. Periods longer than 1Y show annualized in the tooltip.

Why we rate it this way

The thesis at a glance

Bull and bear case · plain-English context across the five lenses we evaluate.

Bull Case

4 reasons

  • Strategic geographic footprint in high-income coastal and metro markets
  • Personalized relationship banking model vs. large national competitors
  • Specialized expertise in residential mortgage and home equity lending
  • Established presence in affluent Hilton Head Island and Savannah markets

Bear Case

1 risk

  • Low volatility (beta 0.0).

Growth

Revenue decline expected

Expansion in Atlanta metro market with strong demographic growth

Value

Valued in line with Commercial Banking peers (1.0x).

Momentum

Strong

+7.2% over 3m

Quality

Excellent

Emerging growth company (84% revenue growth). Early stage with higher risk.

Dividend

Modest

0.54% yield

Earnings track record

Recent earnings results

AI-summarized recap of last quarter, plus the surprise on every print.

Next: Oct 19, 2026

Q3 26 RECAP

JUL 20, 2026

Reported EPS of $0.59 vs $0.59 consensus (0.0% surprise). Revenue of $22.9M vs $23.2M expected (-1.6%).

EPS beat 0.0%
Revenue miss

EPS surprise · last 4Q

1 of 1 beats

Estimate

Actual

Q3 26

0.0%

Revenue trend · last 8Q

+40%

+9%

+7%

+22%

+87%

+6%

Q3 24

Q4 24

Q1 25

Q2 25

Q3 25

Q4 25

Q1 26

Q2 26

$19.9M

$18.2M

$18.4M

$19.9M

$35.0M

$35.3M

$34.5M

$35.8M

Margins · last 8Q

Gross

62.1%

Operating

24.7%

Profit

20.5%

Wall Street consensus

1 analyst · 100% Buy

Live ratings and price targets aggregated across covering analysts.

Buy

1

100%

Hold

0%

Sell

0%

Median Price Target

Latest: Piper Sandler · $30.00 · Apr 28, 2026

vs Industry

How COSO stacks vs Banks - Regional

Stock metrics vs industry averages. Green = better than industry.

Industry comparison data unavailable for this stock.