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FSBW

FS Bancorp, Inc.

FSBW

NASDAQ·Financial Services·Banks - Regional·Mkt cap $325.4M

$43.88

+1.08%

P/E

19.42

Mkt Cap

$325.4M

52-Wk Range

$36.66–$45.85

52-Week Range

$36.66 - $45.85

P/E

19.42

Fwd P/E

10.11

Beta

0.65

Div Yield

2.62%

Avg Vol

18.0K

Shares Out

7.5M

Mkt Cap

$325.4M

Price action

Price chart

Up 4.8% over the trailing year

Total returns

Price performance

Total return across standard periods - splits & dividends adjusted by FMP. Periods longer than 1Y show annualized in the tooltip.

Why we rate it this way

The thesis at a glance

Bull and bear case · plain-English context across the five lenses we evaluate.

Bull Case

5 reasons

  • Strong regional market presence with 21 branches across greater Puget Sound area
  • Specialized expertise in residential mortgages and home lending through dedicated production offices
  • Deep community relationships and local decision-making since 1936
  • Diversified loan portfolio including commercial real estate, construction, and consumer lending
  • Established brand recognition in suburban Pacific Northwest markets

Bear Case

1 risk

  • Low volatility (beta 0.7).

Growth

Revenue decline expected

Expansion of home lending production offices in high-growth suburban markets

Value

Attractively priced below Commercial Banking peer average

Momentum

Strong

+8.0% over 3m

Quality

Strong

Strong fundamentals

Dividend

Solid

2.62% yield

Earnings track record

Latest print - beat on both lines

AI-summarized recap of last quarter, plus the surprise on every print.

Next: Oct 20, 2026

Q3 26 RECAP

JUL 21, 2026

Reported EPS of $1.08 vs $1.08 consensus (0.0% surprise). Revenue of $38.8M vs $38.0M expected (+2.1%). Beat on both top and bottom lines.

EPS beat 0.0%
Rev beat +2.1%
Double beat

EPS surprise · last 4Q

1 of 1 beats

Estimate

Actual

Q3 26

0.0%

Revenue trend · last 8Q

+33%

+3%

+6%

-8%

+54%

-17%

Q3 24

Q4 24

Q1 25

Q2 25

Q3 25

Q4 25

Q1 26

Q2 26

$36.4M

$43.3M

$35.6M

$36.6M

$55.8M

$57.2M

$54.8M

$44.2M

Margins · last 8Q

Gross

-80.2%

Operating

-22.4%

Profit

17.9%

Wall Street consensus

Analyst coverage

Live ratings and price targets aggregated across covering analysts.

vs Industry

How FSBW stacks vs Banks - Regional

Stock metrics vs industry averages. Green = better than industry.

Industry comparison data unavailable for this stock.