First Community Corporation
FCCO
NASDAQ·Financial Services·Banks - Regional·Mkt cap $324.8M
$34.56
▲ +1.53%
P/E
12.85
Mkt Cap
$324.8M
52-Wk Range
$25.92–$35.74
52-Week Range
$25.92 - $35.74
P/E
Fwd P/E
Beta
Div Yield
Avg Vol
Shares Out
Mkt Cap
Price action
Price chart
Up 24.9% over the trailing year
Total returns
Price performance
Total return across standard periods - splits & dividends adjusted by FMP. Periods longer than 1Y show annualized in the tooltip.
Why we rate it this way
The thesis at a glance
Bull and bear case · plain-English context across the five lenses we evaluate.
Bull Case
4 reasons
- Established local market presence with 21 branches across 10 counties in South Carolina and Georgia
- Personalized relationship banking approach targeting underserved small-to-medium business segment
- Diversified revenue streams reducing dependence on single product or market
- Deep community roots and local decision-making since 1994 incorporation
Bear Case
1 risk
- Low volatility (beta 0.3).
Growth
Revenue decline expected
Expansion of commercial lending to growing small business segment in Southeast markets
Value
Valued in line with Commercial Banking peers (0.9x).
Momentum
Strong
+10.1% over 3m
Quality
Excellent
Emerging growth company (40% revenue growth). Early stage with higher risk.
Dividend
Modest
1.88% yield
Smart-money signal
Who's buying FCCO right now
Insider Form 4s, 13F institutional filings, and Congressional disclosures - at a glance.
Earnings track record
Latest print - beat on both lines
AI-summarized recap of last quarter, plus the surprise on every print.
Next: Oct 21, 2026
JUL 22, 2026
Reported EPS of $0.84 vs $0.69 consensus (+21.2% surprise). Revenue of $25.1M vs $24.7M expected (+1.8%). Beat on both top and bottom lines.
EPS surprise · last 4Q
1 of 1 beats
Estimate
Actual
Q3 26
+21.2%
Revenue trend · last 8Q
—
+17%
+21%
+29%
+19%
+81%
+15%
+19%
Q3 24
Q4 24
Q1 25
Q2 25
Q3 25
Q4 25
Q1 26
Q2 26
$15.8M
$16.1M
$25.7M
$28.4M
$27.7M
$29.2M
$29.7M
$33.8M
Margins · last 8Q
Gross
71.0%
Operating
28.8%
Profit
22.5%
Wall Street consensus
Analyst coverage
Live ratings and price targets aggregated across covering analysts.
vs Industry
How FCCO stacks vs Banks - Regional
Stock metrics vs industry averages. Green = better than industry.
Industry comparison data unavailable for this stock.
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