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BVFL

BV Financial, Inc.

BVFL

NASDAQ·Financial Services·Banks - Regional·Mkt cap $186.9M

$21.58

-0.87%

P/E

14.39

Mkt Cap

$186.9M

52-Wk Range

$14.60–$22.17

52-Week Range

$14.60 - $22.17

P/E

14.39

Fwd P/E

Beta

0.06

Div Yield

0.00%

Avg Vol

17.7K

Shares Out

8.8M

Mkt Cap

$186.9M

Price action

Price chart

Up 29.0% over the trailing year

Total returns

Price performance

Total return across standard periods - splits & dividends adjusted by FMP. Periods longer than 1Y show annualized in the tooltip.

Why we rate it this way

The thesis at a glance

Bull and bear case · plain-English context across the five lenses we evaluate.

Bull Case

4 reasons

  • 150+ year heritage and deep community roots in Maryland market
  • Diversified loan portfolio across consumer, real estate, and commercial segments
  • Comprehensive digital banking platform with modern convenience features
  • Established relationships and local market expertise in Mid-Atlantic region

Bear Case

1 risk

  • Low volatility (beta 0.1).

Growth

No forward estimates available

Expansion of commercial lending and SBA loan products

Value

Valuation data unavailable

Momentum

Strong

+10.5% over 3m

Quality

Excellent

Excellent business quality

Dividend

None

No dividend

Earnings track record

Recent earnings results

AI-summarized recap of last quarter, plus the surprise on every print.

Next: Oct 16, 2026

Q3 26 RECAP

JUL 24, 2026

Most recent quarter reported revenue of $12.2M (-6% YoY). Reported EPS of $0.43. Gross margin 0.0%.

Reported EPS · last 4Q

0 of 1 beats

Q3 26

Revenue trend · last 8Q

+7%

+4%

+0%

+9%

+32%

-6%

Q3 24

Q4 24

Q1 25

Q2 25

Q3 25

Q4 25

Q1 26

Q2 26

$10.0M

$9.7M

$9.2M

$9.9M

$13.2M

$13.8M

$12.1M

$12.2M

Margins · last 8Q

Gross

0.0%

Operating

0.0%

Profit

28.4%

Wall Street consensus

Analyst coverage

Live ratings and price targets aggregated across covering analysts.

vs Industry

How BVFL stacks vs Banks - Regional

Stock metrics vs industry averages. Green = better than industry.

Industry comparison data unavailable for this stock.