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SBFG

SB Financial Group, Inc.

SBFG

NASDAQ·Financial Services·Banks - Regional·Mkt cap $188.2M

$29.99

+2.62%

P/E

11.19

Mkt Cap

$188.2M

52-Wk Range

$18.16–$30.07

52-Week Range

$18.16 - $30.07

P/E

11.19

Fwd P/E

11.71

Beta

0.19

Div Yield

2.10%

Avg Vol

30.4K

Shares Out

6.3M

Mkt Cap

$188.2M

Price action

Price chart

Up 35.7% over the trailing year

Total returns

Price performance

Total return across standard periods - splits & dividends adjusted by FMP. Periods longer than 1Y show annualized in the tooltip.

Why we rate it this way

The thesis at a glance

Bull and bear case · plain-English context across the five lenses we evaluate.

Bull Case

4 reasons

  • Established regional market presence with 22 banking centers across Ohio, Indiana, and Michigan
  • Diversified revenue streams from lending, deposits, trust services, and insurance reducing concentration risk
  • Community-focused relationship banking model enabling personalized service and customer loyalty
  • Integrated wealth management and trust services providing cross-selling opportunities

Bear Case

1 risk

  • Low volatility (beta 0.2).

Growth

Revenue decline expected

Expansion of commercial lending portfolio in growing Midwest markets

Value

Fairly valued vs Commercial Banking peers

Momentum

Hot

+34.8% over 3m

Quality

Excellent

Excellent business quality

Dividend

Solid

2.10% yield

Earnings track record

Latest print - beat on both lines

AI-summarized recap of last quarter, plus the surprise on every print.

Next: Oct 29, 2026

Q3 26 RECAP

JUL 23, 2026

Reported EPS of $0.73 vs $0.69 consensus (+5.8% surprise). Revenue of $18.0M vs $12.7M expected (+41.7%). Beat on both top and bottom lines.

EPS beat +5.8%
Rev beat +41.7%
Double beat

EPS surprise · last 4Q

1 of 1 beats

Estimate

Actual

Q3 26

+5.8%

Revenue trend · last 8Q

+2%

+17%

+22%

+16%

+49%

+12%

+5%

Q3 24

Q4 24

Q1 25

Q2 25

Q3 25

Q4 25

Q1 26

Q2 26

$14.3M

$15.5M

$21.5M

$23.5M

$23.1M

$23.0M

$24.0M

$24.8M

Margins · last 8Q

Gross

71.1%

Operating

22.2%

Profit

18.1%

Wall Street consensus

Analyst coverage

Live ratings and price targets aggregated across covering analysts.

vs Industry

How SBFG stacks vs Banks - Regional

Stock metrics vs industry averages. Green = better than industry.

Industry comparison data unavailable for this stock.