FinWise Bancorp
FINW
NASDAQ·Financial Services·Banks - Regional·Mkt cap $191.7M
$13.99
▼ -0.11%
P/E
14.27
Mkt Cap
$191.7M
52-Wk Range
$12.82–$22.49
52-Week Range
$12.82 - $22.49
P/E
Fwd P/E
Beta
Div Yield
Avg Vol
Shares Out
Mkt Cap
Price action
Price chart
Down 28.9% over the trailing year
Total returns
Price performance
Total return across standard periods - splits & dividends adjusted by FMP. Periods longer than 1Y show annualized in the tooltip.
Why we rate it this way
The thesis at a glance
Bull and bear case · plain-English context across the five lenses we evaluate.
Bull Case
5 reasons
- Specialized SBA lending expertise and relationships
- Regional market focus with personalized service model
- Strategic geographic locations in high-growth markets (Utah, New York)
- Modern digital banking platform with full-service capabilities
- Diversified loan portfolio reducing concentration risk
Bear Case
2 risks
- Low volatility (beta 0.7).
- Significant premium - growth priced in
Growth
Stable outlook
Expansion of SBA lending program and market penetration
Value
Significant premium - growth priced in
Momentum
Stable
-2.8% over 3m
Quality
Strong
Solid business
Dividend
None
No dividend
Smart-money signal
Who's buying FINW right now
Insider Form 4s, 13F institutional filings, and Congressional disclosures - at a glance.
Earnings track record
Recent earnings results
AI-summarized recap of last quarter, plus the surprise on every print.
Next: Nov 4, 2026
JUL 29, 2026
Reported EPS of $0.15 vs $0.24 consensus (-37.5% surprise). Revenue of $54.3M vs $47.1M expected (+15.4%).
EPS surprise · last 4Q
0 of 1 beats
Estimate
Actual
Q3 26
-37.5%
Revenue trend · last 8Q
—
+4%
+12%
+27%
+75%
+141%
+83%
+13%
Q3 24
Q4 24
Q1 25
Q2 25
Q3 25
Q4 25
Q1 26
Q2 26
$20.8M
$21.8M
$26.3M
$30.1M
$41.8M
$52.5M
$48.2M
$34.0M
Margins · last 8Q
Gross
0.0%
Operating
0.0%
Profit
6.3%
Wall Street consensus
1 analyst · 100% Buy
Live ratings and price targets aggregated across covering analysts.
Buy
100%
Hold
0%
Sell
0%
Median Price Target
—
Latest: Raymond James · Jul 31, 2026
vs Industry
How FINW stacks vs Banks - Regional
Stock metrics vs industry averages. Green = better than industry.
Industry comparison data unavailable for this stock.
Related