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CBFV

CB Financial Services, Inc.

CBFV

NASDAQ·Financial Services·Banks - Regional·Mkt cap $190.7M

$37.60

+0.05%

P/E

28.27

Mkt Cap

$190.7M

52-Wk Range

$30.97–$38.86

52-Week Range

$30.97 - $38.86

P/E

28.27

Fwd P/E

11.87

Beta

0.27

Div Yield

2.93%

Avg Vol

5.8K

Shares Out

5.1M

Mkt Cap

$190.7M

Price action

Price chart

Up 15.4% over the trailing year

Total returns

Price performance

Total return across standard periods - splits & dividends adjusted by FMP. Periods longer than 1Y show annualized in the tooltip.

Why we rate it this way

The thesis at a glance

Bull and bear case · plain-English context across the five lenses we evaluate.

Bull Case

3 reasons

  • Established 120+ year operating history with deep community relationships and brand recognition in southwestern Pennsylvania, West Virginia, and Ohio
  • Diversified revenue streams combining traditional banking with insurance agency operations, reducing reliance on single business line
  • Regional market focus enabling personalized service, faster decision-making, and strong local knowledge compared to large national banks

Bear Case

1 risk

  • Low volatility (beta 0.3).

Growth

Mild headwinds expected

Expansion of commercial and industrial lending portfolio in growing regional markets

Value

Fairly valued vs Commercial Banking peers

Momentum

Strong

+9.3% over 3m

Quality

Excellent

Solid business

Dividend

Solid

2.93% yield

Earnings track record

Latest print - beat on both lines

AI-summarized recap of last quarter, plus the surprise on every print.

Next: Oct 22, 2026

Q3 26 RECAP

JUL 27, 2026

Reported EPS of $0.81 vs $0.72 consensus (+12.5% surprise). Revenue of $15.5M vs $15.4M expected (+0.7%). Beat on both top and bottom lines.

EPS beat +12.5%
Rev beat +0.7%
Double beat

EPS surprise · last 4Q

1 of 1 beats

Estimate

Actual

Q3 26

+12.5%

Revenue trend · last 8Q

+359%

-9%

+11%

-83%

+76%

+75%

+11%

Q3 24

Q4 24

Q1 25

Q2 25

Q3 25

Q4 25

Q1 26

Q2 26

$12.1M

$12.3M

$11.8M

$19.7M

$8.7M

$21.7M

$20.6M

$21.9M

Margins · last 8Q

Gross

70.8%

Operating

23.3%

Profit

19.7%

Wall Street consensus

Analyst coverage

Live ratings and price targets aggregated across covering analysts.

vs Industry

How CBFV stacks vs Banks - Regional

Stock metrics vs industry averages. Green = better than industry.

Industry comparison data unavailable for this stock.