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CBAN

Colony Bankcorp, Inc.

CBAN

NYSE·Financial Services·Banks - Regional·Mkt cap $460.2M

$21.75

+1.12%

P/E

13.18

Mkt Cap

$460.2M

52-Wk Range

$15.80–$22.46

52-Week Range

$15.80 - $22.46

P/E

13.18

Fwd P/E

10.96

Beta

0.53

Div Yield

2.18%

Avg Vol

247.4K

Shares Out

17.8M

Mkt Cap

$460.2M

Price action

Price chart

Up 26.4% over the trailing year

Total returns

Price performance

Total return across standard periods - splits & dividends adjusted by FMP. Periods longer than 1Y show annualized in the tooltip.

Why we rate it this way

The thesis at a glance

Bull and bear case · plain-English context across the five lenses we evaluate.

Bull Case

5 reasons

  • Deep community relationships and local market expertise across 39 Georgia locations
  • Specialized lending capabilities in agricultural and small business sectors
  • Personalized relationship banking model versus impersonal national competitors
  • Established 48+ year operating history and brand recognition in Georgia markets
  • Lower cost structure and faster decision-making versus large regional banks

Bear Case

1 risk

  • Low volatility (beta 0.5).

Growth

Mild headwinds expected

Expansion of commercial lending to small and medium-sized businesses in Georgia

Value

Valued in line with Commercial Banking peers (0.9x).

Momentum

Strong

+6.4% over 3m

Quality

Strong

Emerging growth company (39% revenue growth). Early stage with higher risk.

Dividend

Solid

2.18% yield

Earnings track record

Latest print - beat on both lines

AI-summarized recap of last quarter, plus the surprise on every print.

Next: Oct 28, 2026

Q3 26 RECAP

JUL 22, 2026

Reported EPS of $0.52 vs $0.48 consensus (+8.3% surprise). Revenue of $41.5M vs $40.9M expected (+1.5%). Beat on both top and bottom lines.

EPS beat +8.3%
Rev beat +1.5%
Double beat

EPS surprise · last 4Q

1 of 1 beats

Estimate

Actual

Q3 26

+8.3%

Revenue trend · last 8Q

+9%

+7%

+16%

+15%

+68%

+74%

-18%

Q3 24

Q4 24

Q1 25

Q2 25

Q3 25

Q4 25

Q1 26

Q2 26

$28.6M

$30.8M

$30.0M

$46.9M

$47.0M

$51.7M

$52.3M

$38.4M

Margins · last 8Q

Gross

-90.9%

Operating

-27.3%

Profit

28.3%

Wall Street consensus

Analyst coverage

Live ratings and price targets aggregated across covering analysts.

vs Industry

How CBAN stacks vs Banks - Regional

Stock metrics vs industry averages. Green = better than industry.

Industry comparison data unavailable for this stock.