First Bank
FRBA
NASDAQ·Financial Services·Banks - Regional·Mkt cap $461.2M
$18.35
▲ +1.10%
P/E
10.73
Mkt Cap
$461.2M
52-Wk Range
$14.41–$19.33
52-Week Range
$14.41 - $19.33
P/E
Fwd P/E
Beta
Div Yield
Avg Vol
Shares Out
Mkt Cap
Price action
Price chart
Up 9.4% over the trailing year
Total returns
Price performance
Total return across standard periods - splits & dividends adjusted by FMP. Periods longer than 1Y show annualized in the tooltip.
Why we rate it this way
The thesis at a glance
Bull and bear case · plain-English context across the five lenses we evaluate.
Bull Case
5 reasons
- Regional market expertise and local community relationships across NJ and PA
- Diversified loan portfolio reducing concentration risk
- Established branch network in high-density suburban markets
- Integrated digital banking platform with mobile and online capabilities
- Personalized service model differentiating from larger national banks
Bear Case
1 risk
- Low volatility (beta 0.5).
Growth
Revenue decline expected
Expansion of commercial real estate and construction lending in growing markets
Value
Valued in line with Commercial Banking peers (1.0x).
Momentum
Strong
+15.4% over 3m
Quality
Strong
Emerging growth company (52% revenue growth). Early stage with higher risk.
Dividend
Modest
1.80% yield
Smart-money signal
Who's buying FRBA right now
Insider Form 4s, 13F institutional filings, and Congressional disclosures - at a glance.
Earnings track record
Recent earnings results
AI-summarized recap of last quarter, plus the surprise on every print.
Next: Oct 28, 2026
JUL 23, 2026
Reported EPS of $0.43 vs $0.40 consensus (+7.5% surprise). Revenue of $37.0M vs $37.2M expected (-0.7%).
EPS surprise · last 4Q
1 of 1 beats
Estimate
Actual
Q3 26
+7.5%
Revenue trend · last 8Q
—
—
+6%
+18%
+17%
+20%
+71%
-4%
Q3 24
Q4 24
Q1 25
Q2 25
Q3 25
Q4 25
Q1 26
Q2 26
$32.6M
$33.8M
$34.1M
$61.9M
$63.6M
$64.5M
$58.2M
$59.4M
Margins · last 8Q
Gross
58.4%
Operating
24.5%
Profit
18.3%
Wall Street consensus
3 analysts · 67% Buy
Live ratings and price targets aggregated across covering analysts.
Buy
67%
Hold
33%
Sell
0%
Median Price Target
—
Latest: Hovde Group · Jul 27, 2026
vs Industry
How FRBA stacks vs Banks - Regional
Stock metrics vs industry averages. Green = better than industry.
Industry comparison data unavailable for this stock.
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