Pioneer Bancorp, Inc.
PBFS
NASDAQ·Financial Services·Banks - Regional·Mkt cap $464.9M
$18.54
▲ +2.83%
P/E
26.87
Mkt Cap
$464.9M
52-Wk Range
$12.64–$19.42
52-Week Range
$12.64 - $19.42
P/E
Fwd P/E
Beta
Div Yield
Avg Vol
Shares Out
Mkt Cap
Price action
Price chart
Up 40.9% over the trailing year
Total returns
Price performance
Total return across standard periods - splits & dividends adjusted by FMP. Periods longer than 1Y show annualized in the tooltip.
Why we rate it this way
The thesis at a glance
Bull and bear case · plain-English context across the five lenses we evaluate.
Bull Case
5 reasons
- Established local market presence with 22 branches across six upstate New York counties
- Diversified revenue streams including banking, insurance, and wealth management services
- Long operational history since 1889 providing stability and community trust
- Cross-selling opportunities through integrated banking, insurance, and investment services
- Deep community relationships and local decision-making capabilities
Bear Case
1 risk
- Low volatility (beta 0.4).
Growth
No forward estimates available
Expansion of wealth management and investment advisory services to existing customer base
Value
Valuation data unavailable
Momentum
Strong
+15.3% over 3m
Quality
Excellent
Strong fundamentals
Dividend
None
No dividend
Smart-money signal
Who's buying PBFS right now
Insider Form 4s, 13F institutional filings, and Congressional disclosures - at a glance.
Earnings track record
Recent earnings results
AI-summarized recap of last quarter, plus the surprise on every print.
Next: Oct 29, 2026
AUG 10, 2026
Most recent quarter reported revenue of $37.3M (+17% YoY). Reported EPS of $0.14.
Reported EPS · last 4Q
0 of 2 beats
Q3 26
—
Q3 26
—
Revenue trend · last 8Q
—
+95%
+6%
+17%
+9%
+14%
+9%
+17%
Q1 24
Q2 24
Q3 25
Q4 25
Q1 25
Q2 25
Q3 26
Q4 26
$22.0M
$29.1M
$29.6M
$31.8M
$32.1M
$33.2M
$32.2M
$37.3M
Margins · last 8Q
Gross
—
Operating
—
Profit
9.3%
Wall Street consensus
Analyst coverage
Live ratings and price targets aggregated across covering analysts.
vs Industry
How PBFS stacks vs Banks - Regional
Stock metrics vs industry averages. Green = better than industry.
Industry comparison data unavailable for this stock.
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