CF Bankshares Inc.
CFBK
NASDAQ·Financial Services·Banks - Regional·Mkt cap $229.7M
$35.70
▲ +1.51%
P/E
12.23
Mkt Cap
$229.7M
52-Wk Range
$22.10–$36.95
52-Week Range
$22.10 - $36.95
P/E
Fwd P/E
Beta
Div Yield
Avg Vol
Shares Out
Mkt Cap
Price action
Price chart
Up 40.0% over the trailing year
Total returns
Price performance
Total return across standard periods - splits & dividends adjusted by FMP. Periods longer than 1Y show annualized in the tooltip.
Why we rate it this way
The thesis at a glance
Bull and bear case · plain-English context across the five lenses we evaluate.
Bull Case
5 reasons
- 130+ year operating history and established brand recognition in Ohio markets
- Relationship-focused community banking model with local decision-making authority
- Diversified loan portfolio reducing concentration risk across residential, commercial, and consumer segments
- Strong deposit base from five strategically located branch offices in high-density Ohio counties
- Digital banking capabilities including mobile banking and remote deposit services
Bear Case
1 risk
- Low volatility (beta 0.4).
Growth
Revenue decline expected
Expansion of commercial lending and multi-family residential mortgage originations
Value
Attractively priced below Commercial Banking peer average
Momentum
Strong
+19.4% over 3m
Quality
Strong
Excellent business quality
Dividend
Modest
0.98% yield
Smart-money signal
Who's buying CFBK right now
Insider Form 4s, 13F institutional filings, and Congressional disclosures - at a glance.
Earnings track record
Latest print - beat on both lines
AI-summarized recap of last quarter, plus the surprise on every print.
Next: Nov 2, 2026
JUL 28, 2026
Reported EPS of $0.90 vs $0.89 consensus (+1.1% surprise). Revenue of $16.5M vs $16.3M expected (+1.5%). Beat on both top and bottom lines.
EPS surprise · last 4Q
1 of 1 beats
Estimate
Actual
Q3 26
+1.1%
Revenue trend · last 8Q
—
+7%
+17%
+25%
+19%
+133%
-2%
-5%
Q3 24
Q4 24
Q1 25
Q2 25
Q3 25
Q4 25
Q1 26
Q2 26
$12.8M
$13.5M
$30.1M
$31.7M
$31.9M
$31.5M
$29.6M
$30.0M
Margins · last 8Q
Gross
0.0%
Operating
0.0%
Profit
19.1%
Wall Street consensus
1 analyst · 100% Buy
Live ratings and price targets aggregated across covering analysts.
Buy
100%
Hold
0%
Sell
0%
Median Price Target
—
Latest: Piper Sandler · Jul 29, 2026
vs Industry
How CFBK stacks vs Banks - Regional
Stock metrics vs industry averages. Green = better than industry.
Industry comparison data unavailable for this stock.
Related