OP Bancorp
OPBK
NASDAQ·Financial Services·Banks - Regional·Mkt cap $230.3M
$15.46
▲ +0.72%
P/E
7.97
Mkt Cap
$230.3M
52-Wk Range
$12.41–$16.83
52-Week Range
$12.41 - $16.83
P/E
Fwd P/E
Beta
Div Yield
Avg Vol
Shares Out
Mkt Cap
Price action
Price chart
Up 5.5% over the trailing year
Total returns
Price performance
Total return across standard periods - splits & dividends adjusted by FMP. Periods longer than 1Y show annualized in the tooltip.
Why we rate it this way
The thesis at a glance
Bull and bear case · plain-English context across the five lenses we evaluate.
Bull Case
5 reasons
- Strategic branch network in high-growth California markets with established community relationships
- Comprehensive digital banking platform with mobile and remote deposit capabilities
- Specialized expertise in commercial real estate and small business lending
- Integrated cash management and trade finance services for business clients
- Relationship-focused banking model serving underserved diverse communities
Bear Case
1 risk
- Low volatility (beta 0.6).
Growth
Revenue decline expected
Expansion of loan production offices in high-growth markets (Atlanta, Denver, Seattle, Washington)
Value
Undervalued - trading well below Commercial Banking peers
Momentum
Strong
+9.3% over 3m
Quality
Strong
Excellent business quality
Dividend
Solid
3.36% yield
Smart-money signal
Who's buying OPBK right now
Insider Form 4s, 13F institutional filings, and Congressional disclosures - at a glance.
Earnings track record
Latest print - beat on both lines
AI-summarized recap of last quarter, plus the surprise on every print.
Next: Oct 22, 2026
JUL 23, 2026
Reported EPS of $0.53 vs $0.45 consensus (+19.1% surprise). Revenue of $25.7M vs $25.1M expected (+2.3%). Beat on both top and bottom lines.
EPS surprise · last 4Q
1 of 1 beats
Estimate
Actual
Q3 26
+19.1%
Revenue trend · last 8Q
—
—
+14%
+16%
+18%
+14%
+91%
+5%
Q3 24
Q4 24
Q1 25
Q2 25
Q3 25
Q4 25
Q1 26
Q2 26
$20.7M
$21.3M
$22.2M
$23.7M
$42.7M
$42.7M
$42.6M
$43.8M
Margins · last 8Q
Gross
59.0%
Operating
25.2%
Profit
18.2%
Wall Street consensus
1 analyst · 100% Buy
Live ratings and price targets aggregated across covering analysts.
Buy
100%
Hold
0%
Sell
0%
Median Price Target
—
Latest: DA Davidson · Apr 28, 2026
vs Industry
How OPBK stacks vs Banks - Regional
Stock metrics vs industry averages. Green = better than industry.
Industry comparison data unavailable for this stock.
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