Eagle Financial Services, Inc.
EFSI
NASDAQ·Financial Services·Banks - Regional·Mkt cap $226.8M
$41.90
▲ +0.93%
P/E
12.07
Mkt Cap
$226.8M
52-Wk Range
$31.44–$45.44
52-Week Range
$31.44 - $45.44
P/E
Fwd P/E
Beta
Div Yield
Avg Vol
Shares Out
Mkt Cap
Price action
Price chart
Up 12.5% over the trailing year
Total returns
Price performance
Total return across standard periods - splits & dividends adjusted by FMP. Periods longer than 1Y show annualized in the tooltip.
Why we rate it this way
The thesis at a glance
Bull and bear case · plain-English context across the five lenses we evaluate.
Bull Case
4 reasons
- 140+ year operating history and deep community relationships in Shenandoah Valley and Northern Virginia
- Diversified revenue streams from banking, wealth management, and investment services reducing reliance on net interest margin
- Established branch network and ATM infrastructure providing convenient access across high-growth Northern Virginia markets
- Comprehensive product suite addressing retail, commercial, and wealth management needs within single institution
Bear Case
2 risks
- Low volatility (beta 0.2).
- Premium valuation to Commercial Banking peers
Growth
Revenue decline expected
Population and economic growth in Northern Virginia and Shenandoah Valley regions
Value
Premium valuation to Commercial Banking peers
Momentum
Stable
+0.9% over 3m
Quality
Excellent
Strong fundamentals
Dividend
Solid
2.96% yield
Smart-money signal
Who's buying EFSI right now
Insider Form 4s, 13F institutional filings, and Congressional disclosures - at a glance.
Earnings track record
Recent earnings results
AI-summarized recap of last quarter, plus the surprise on every print.
Next: Oct 22, 2026
JUL 23, 2026
Reported EPS of $0.41 vs $0.78 consensus (-47.2% surprise). Revenue of $25.6M vs $21.3M expected (+20.0%).
EPS surprise · last 4Q
0 of 1 beats
Estimate
Actual
Q3 26
-47.2%
Revenue trend · last 8Q
—
—
-72%
+25%
+27%
+26%
+456%
-17%
Q3 24
Q4 24
Q1 25
Q2 25
Q3 25
Q4 25
Q1 26
Q2 26
$17.3M
$17.3M
$4.3M
$20.1M
$30.7M
$30.1M
$23.8M
$24.4M
Margins · last 8Q
Gross
0.0%
Operating
1.1%
Profit
20.4%
Wall Street consensus
2 analysts · 50% Buy
Live ratings and price targets aggregated across covering analysts.
Buy
50%
Hold
50%
Sell
0%
Median Price Target
—
Latest: Freedom Broker · May 15, 2026
vs Industry
How EFSI stacks vs Banks - Regional
Stock metrics vs industry averages. Green = better than industry.
Industry comparison data unavailable for this stock.
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