First Capital, Inc.
FCAP
NASDAQ·Financial Services·Banks - Regional·Mkt cap $216.9M
$64.82
▲ +0.70%
P/E
11.72
Mkt Cap
$216.9M
52-Wk Range
$37.64–$71.00
52-Week Range
$37.64 - $71.00
P/E
Fwd P/E
Beta
Div Yield
Avg Vol
Shares Out
Mkt Cap
Price action
Price chart
Up 49.6% over the trailing year
Total returns
Price performance
Total return across standard periods - splits & dividends adjusted by FMP. Periods longer than 1Y show annualized in the tooltip.
Why we rate it this way
The thesis at a glance
Bull and bear case · plain-English context across the five lenses we evaluate.
Bull Case
4 reasons
- 133+ year operating history and established community relationships in Indiana and Kentucky markets
- Diversified revenue streams across deposits, real estate lending, commercial loans, and consumer financing
- Local market expertise and personalized service model enabling relationship-based lending decisions
- Established branch network with 18 strategic locations providing convenient customer access
Bear Case
1 risk
- Low volatility (beta 0.7).
Growth
No forward estimates available
Regional economic growth and population expansion in Indiana and Kentucky service areas
Value
Valuation data unavailable
Momentum
Stable
+1.8% over 3m
Quality
Excellent
Excellent business quality
Dividend
Modest
1.91% yield
Smart-money signal
Who's buying FCAP right now
Insider Form 4s, 13F institutional filings, and Congressional disclosures - at a glance.
Earnings track record
Recent earnings results
AI-summarized recap of last quarter, plus the surprise on every print.
Next: Oct 23, 2026
JUL 24, 2026
Most recent quarter reported revenue of $17.8M (+11% YoY). Reported EPS of $1.43. Gross margin 77.8%.
Reported EPS · last 4Q
0 of 1 beats
Q3 26
—
Revenue trend · last 8Q
—
—
+9%
+16%
+21%
+19%
+49%
+11%
Q3 24
Q4 24
Q1 25
Q2 25
Q3 25
Q4 25
Q1 26
Q2 26
$10.9M
$11.3M
$11.4M
$16.1M
$17.0M
$17.1M
$17.0M
$17.8M
Margins · last 8Q
Gross
77.8%
Operating
33.7%
Profit
26.7%
Wall Street consensus
Analyst coverage
Live ratings and price targets aggregated across covering analysts.
vs Industry
How FCAP stacks vs Banks - Regional
Stock metrics vs industry averages. Green = better than industry.
Industry comparison data unavailable for this stock.
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