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Dave Inc.
DAVE
NASDAQ·Technology·Software - Application·Mkt cap $5.2B
$387.36
▲ +1.10%
View full research view
Our plain-language verdict, the thesis, risk factors, and what is changing about the business.
View research view52-Week Range
$152.21 - $404.44
P/E
Fwd P/E
Beta
Div Yield
Avg Vol
Shares Out
Mkt Cap
Price action
Price chart
Up 41.9% over the trailing year
Total returns
Price performance
Total return across standard periods - splits & dividends adjusted by FMP. Periods longer than 1Y show annualized in the tooltip.
Why we rate it this way
The thesis at a glance
Bull and bear case · plain-English context across the five lenses we evaluate.
Bull Case
4 reasons
- Integrated multi-product platform reducing customer acquisition costs
- Large engaged user base with high retention through ecosystem lock-in
- Data-driven insights enabling personalized financial recommendations
- Fee-free model building brand loyalty in underserved market segments
Bear Case
2 risks
- Very high volatility (beta 3.9). Expect 3x market swings. Position size accordingly.
- Growth premium of 1.1x vs sector peers. Reasonable for this growth rate.
Growth
Moderate growth ahead
Expansion of Dave Banking digital checking account adoption
Value
Growth premium of 1.1x vs sector peers. Reasonable for this growth rate.
Momentum
Hot
+121.8% over 3m
Quality
Excellent
High-growth business (47% revenue growth, 87% gross margin). Profitable with strong growth momentum.
Dividend
None
No dividend
Smart-money signal
Who's buying DAVE right now
Insider Form 4s, 13F institutional filings, and Congressional disclosures - at a glance.
Earnings track record
Latest print - beat on both lines
AI-summarized recap of last quarter, plus the surprise on every print.
Next: May 6, 2026
MAY 5, 2026
Reported EPS of $3.64 vs $2.86 consensus (+27.3% surprise). Revenue of $158.4M vs $153.7M expected (+3.1%). Beat on both top and bottom lines.
EPS surprise · last 4Q
1 of 1 beats
Q2 26
+27.3%
Next: May 6, 2026
Revenue trend · last 8Q
—
—
+38%
+47%
+64%
+63%
+20%
+47%
Q2 24
Q3 24
Q4 24
Q1 25
Q2 25
Q3 25
Q4 25
Q1 26
$80.1M
$92.5M
$100.8M
$108.0M
$131.8M
$150.7M
$121.4M
$158.4M
Margins · last 8Q
Gross
—
Operating
—
Profit
36.6%
Wall Street consensus
7 analysts · 100% Buy
Live ratings and price targets aggregated across covering analysts.
Buy
100%
Hold
0%
Sell
0%
Median Price Target
$332.00
▼ -14.3% vs $387.36
Latest: Benchmark · Jul 1, 2026
3 analysts covering