Dave Inc.
DAVE
NASDAQ·Technology·Software - Application·Mkt cap $5.1B
$380.69
▼ -2.60%
P/E
24.17
Mkt Cap
$5.1B
52-Wk Range
$152.21–$458.25
52-Week Range
$152.21 - $458.25
P/E
Fwd P/E
Beta
Div Yield
Avg Vol
Shares Out
Mkt Cap
Price action
Price chart
Up 95.0% over the trailing year
Total returns
Price performance
Total return across standard periods - splits & dividends adjusted by FMP. Periods longer than 1Y show annualized in the tooltip.
Why we rate it this way
The thesis at a glance
Bull and bear case · plain-English context across the five lenses we evaluate.
Bull Case
4 reasons
- Integrated multi-product platform reducing customer acquisition costs
- Large engaged user base with high retention through ecosystem lock-in
- Data-driven insights enabling personalized financial recommendations
- Fee-free model building brand loyalty in underserved market segments
Bear Case
2 risks
- Very high volatility (beta 3.8). Expect 3x market swings. Position size accordingly.
- Growth premium of 1.3x vs sector peers. Reasonable for this growth rate.
Growth
Moderate growth ahead
Expansion of Dave Banking digital checking account adoption
Value
Growth premium of 1.3x vs sector peers. Reasonable for this growth rate.
Momentum
Hot
+40.9% over 3m
Quality
Excellent
High-growth business (36% revenue growth, 83% gross margin). Profitable with strong growth momentum.
Dividend
None
No dividend
Smart-money signal
Who's buying DAVE right now
Insider Form 4s, 13F institutional filings, and Congressional disclosures - at a glance.
Earnings track record
Recent earnings results
AI-summarized recap of last quarter, plus the surprise on every print.
Next: Nov 3, 2026
AUG 5, 2026
Reported EPS of $0.49 vs $3.44 consensus (-85.8% surprise). Revenue of $170.8M vs $171.1M expected (-0.2%).
EPS surprise · last 4Q
0 of 1 beats
Estimate
Actual
Q3 26
-85.8%
Revenue trend · last 8Q
—
+38%
+47%
+64%
+63%
+20%
+47%
+21%
Q3 24
Q4 24
Q1 25
Q2 25
Q3 25
Q4 25
Q1 26
Q2 26
$92.5M
$100.8M
$108.0M
$131.8M
$150.7M
$121.4M
$158.4M
$160.0M
Margins · last 8Q
Gross
77.7%
Operating
3.6%
Profit
4.2%
Wall Street consensus
9 analysts · 100% Buy
Live ratings and price targets aggregated across covering analysts.
Buy
100%
Hold
0%
Sell
0%
Median Price Target
—
Latest: Piper Sandler · Aug 17, 2026
vs Industry
How DAVE stacks vs Software - Application
Stock metrics vs industry averages. Green = better than industry.
Industry comparison data unavailable for this stock.
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