Axos Financial, Inc.
AX
NYSE·Financial Services·Banks - Regional·Mkt cap $5.6B
$97.95
▲ +0.94%
P/E
12.80
Mkt Cap
$5.6B
52-Wk Range
$74.89–$105.74
52-Week Range
$74.89 - $105.74
P/E
Fwd P/E
Beta
Div Yield
Avg Vol
Shares Out
Mkt Cap
Price action
Price chart
Up 6.2% over the trailing year
Total returns
Price performance
Total return across standard periods - splits & dividends adjusted by FMP. Periods longer than 1Y show annualized in the tooltip.
Why we rate it this way
The thesis at a glance
Bull and bear case · plain-English context across the five lenses we evaluate.
Bull Case
5 reasons
- Digital-first banking platform with mobile and online capabilities reducing operational costs
- Diversified revenue streams across consumer banking, commercial lending, and securities services
- Strong deposit base with multiple account types including insured cash sweep accounts
- Established brokerage clearing and back-office services generating recurring revenue
- Regional market focus with efficient cost structure compared to national competitors
Bear Case
1 risk
- Average volatility.
Growth
Stable outlook
Expansion of commercial real estate and business lending portfolios
Value
Trading at 0.9x sector peers — a discount despite the growth profile.
Momentum
Strong
+11.5% over 3m
Quality
Excellent
High-growth business (53% revenue growth, 63% gross margin). Profitable with strong growth momentum.
Dividend
None
No dividend
Smart-money signal
Who's buying AX right now
Insider Form 4s, 13F institutional filings, and Congressional disclosures - at a glance.
Earnings track record
Latest print - beat on both lines
AI-summarized recap of last quarter, plus the surprise on every print.
Next: Oct 29, 2026
JUL 30, 2026
Reported EPS of $2.20 vs $2.16 consensus (+1.9% surprise). Revenue of $379.8M vs $375.5M expected (+1.1%). Beat on both top and bottom lines.
EPS surprise · last 4Q
1 of 1 beats
Estimate
Actual
Q3 26
+1.9%
Revenue trend · last 8Q
—
+19%
+5%
+10%
+1%
+85%
+22%
-100%
Q1 24
Q2 24
Q3 25
Q4 25
Q1 25
Q2 25
Q3 26
Q4 26
$316.4M
$303.6M
$461.9M
$479.4M
$493.9M
$562.9M
$564.2M
$0
Margins · last 8Q
Gross
—
Operating
—
Profit
—
Wall Street consensus
3 analysts · 100% Buy
Live ratings and price targets aggregated across covering analysts.
Buy
100%
Hold
0%
Sell
0%
Median Price Target
—
Latest: Benchmark · Aug 13, 2026
vs Industry
How AX stacks vs Banks - Regional
Stock metrics vs industry averages. Green = better than industry.
Industry comparison data unavailable for this stock.
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