Menu
Live
Market Overview
Live indices, gainers & losers
Market Pulse
AI-curated live updates
Market Movers
Top gainers & losers by cap
Market Signals
Value, momentum & analyst signals
Smart Money
Insider & congress trades
Hedge Funds
What 63 elite funds bought & sold
52-Week Highs
Stocks breaking out to new highs
52-Week Lows
Beaten-down stocks near support
High Beta
Stocks that move more than the market
Earnings Calendar
Upcoming earnings dates
Daily
Research
Invest
LIVE
Encore Capital Group, Inc.
ECPG
NASDAQ·Financial Services·Financial - Mortgages·Mkt cap $2.0B
$90.61
▼ -3.39%
View full research view
Our plain-language verdict, the thesis, risk factors, and what is changing about the business.
View research view52-Week Range
$35.67 - $94.60
P/E
Fwd P/E
Beta
Div Yield
Avg Vol
Shares Out
Mkt Cap
Price action
Price chart
Up 129.4% over the trailing year
Total returns
Price performance
Total return across standard periods - splits & dividends adjusted by FMP. Periods longer than 1Y show annualized in the tooltip.
Why we rate it this way
The thesis at a glance
Bull and bear case · plain-English context across the five lenses we evaluate.
Bull Case
3 reasons
- Established relationships with financial institutions and debt originators enabling consistent portfolio acquisition
- Proprietary collection technology and data analytics capabilities for efficient debt recovery
- Scale and operational efficiency in managing large portfolios of defaulted receivables across multiple markets
Bear Case
2 risks
- Average volatility.
- Growth premium of 0.9x vs Mortgage Banking & Lending peers. Reasonable for this growth rate.
Growth
Stable outlook
Expansion into international markets and emerging economies with growing consumer credit penetration
Value
Growth premium of 0.9x vs Mortgage Banking & Lending peers. Reasonable for this growth rate.
Momentum
Hot
+31.8% over 3m
Quality
Excellent
High-growth business (57% revenue growth, 73% gross margin). Profitable with strong growth momentum.
Dividend
None
No dividend
Smart-money signal
Who's buying ECPG right now
Insider Form 4s, 13F institutional filings, and Congressional disclosures - at a glance.
Earnings track record
Latest print - beat on both lines
AI-summarized recap of last quarter, plus the surprise on every print.
Next: May 5, 2026
MAY 6, 2026
Reported EPS of $3.86 vs $3.02 consensus (+27.8% surprise). Revenue of $475.4M vs $446.3M expected (+6.5%). Beat on both top and bottom lines.
EPS surprise · last 4Q
1 of 1 beats
Q2 26
+27.8%
Next: May 5, 2026
Revenue trend · last 8Q
—
—
-17%
+18%
+26%
+28%
+155%
+20%
Q2 24
Q3 24
Q4 24
Q1 25
Q2 25
Q3 25
Q4 25
Q1 26
$293.9M
$304.2M
$186.1M
$392.8M
$442.1M
$460.4M
$473.6M
$472.9M
Margins · last 8Q
Gross
—
Operating
—
Profit
18.2%
Wall Street consensus
3 analysts · 100% Buy
Live ratings and price targets aggregated across covering analysts.
Buy
100%
Hold
0%
Sell
0%
Median Price Target
$100.00
▲ +10.4% vs $90.61
Latest: Citi · Jun 17, 2026
1 analyst covering