PennyMac Financial Services, Inc.
PFSI
NYSE·Financial Services·Financial - Mortgages·Mkt cap $3.8B
$73.29
▲ +0.08%
P/E
9.99
Mkt Cap
$3.8B
52-Wk Range
$70.67–$160.36
52-Week Range
$70.67 - $160.36
P/E
Fwd P/E
Beta
Div Yield
Avg Vol
Shares Out
Mkt Cap
Price action
Price chart
Down 39.5% over the trailing year
Total returns
Price performance
Total return across standard periods - splits & dividends adjusted by FMP. Periods longer than 1Y show annualized in the tooltip.
Why we rate it this way
The thesis at a glance
Bull and bear case · plain-English context across the five lenses we evaluate.
Bull Case
4 reasons
- Vertically integrated business model capturing value across origination, servicing, and investment management
- Established servicing portfolio generating recurring, stable revenue streams independent of origination volume
- Operational expertise in loss mitigation, default management, and non-performing loan resolution
- Direct access to mortgage investment opportunities through integrated investment management platform
Bear Case
2 risks
- Average volatility.
- Premium valuation to Mortgage Banking & Lending peers
Growth
Revenue decline expected
Mortgage origination volume expansion driven by housing demand and market share gains
Value
Premium valuation to Mortgage Banking & Lending peers
Momentum
Weak
-7.9% over 3m
Quality
Strong
Mixed fundamentals
Dividend
Modest
1.64% yield
Smart-money signal
Who's buying PFSI right now
Insider Form 4s, 13F institutional filings, and Congressional disclosures - at a glance.
Earnings track record
Recent earnings results
AI-summarized recap of last quarter, plus the surprise on every print.
Next: Oct 20, 2026
JUL 29, 2026
Reported EPS of $1.39 vs $2.11 consensus (-34.1% surprise). Revenue of $497.0M vs $571.6M expected (-13.1%).
EPS surprise · last 4Q
0 of 1 beats
Estimate
Actual
Q3 26
-34.1%
Revenue trend · last 8Q
—
-55%
+114%
+30%
+97%
+389%
-49%
-47%
Q3 24
Q4 24
Q1 25
Q2 25
Q3 25
Q4 25
Q1 26
Q2 26
$194.2M
$242.0M
$1.1B
$931.6M
$882.8M
$1.2B
$545.0M
$497.0M
Margins · last 8Q
Gross
96.8%
Operating
48.5%
Profit
29.4%
Wall Street consensus
4 analysts · 100% Buy
Live ratings and price targets aggregated across covering analysts.
Buy
100%
Hold
0%
Sell
0%
Median Price Target
—
Latest: Piper Sandler · Jul 2, 2026
vs Industry
How PFSI stacks vs Financial - Mortgages
Stock metrics vs industry averages. Green = better than industry.
Industry comparison data unavailable for this stock.
Related