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First BanCorp.
FBP
NYSE·Financial Services·Banks - Regional·Mkt cap $4.1B
$26.17
▼ -1.95%
View full research view
Our plain-language verdict, the thesis, risk factors, and what is changing about the business.
View research view52-Week Range
$19.16 - $26.94
P/E
Fwd P/E
Beta
Div Yield
Avg Vol
Shares Out
Mkt Cap
Price action
Price chart
Up 23.2% over the trailing year
Total returns
Price performance
Total return across standard periods - splits & dividends adjusted by FMP. Periods longer than 1Y show annualized in the tooltip.
Why we rate it this way
The thesis at a glance
Bull and bear case · plain-English context across the five lenses we evaluate.
Bull Case
5 reasons
- Established market leadership in Puerto Rico with 75+ years of operating history since 1948
- Diversified geographic footprint across Puerto Rico, U.S. Virgin Islands, British Virgin Islands, and Florida reducing concentration risk
- Comprehensive product suite spanning commercial, mortgage, consumer, and treasury services enabling cross-selling and customer retention
- Extensive branch network with 83 locations providing physical presence and customer accessibility in key markets
- Deep local market expertise and relationships in Caribbean and regional markets with high barriers to entry for competitors
Bear Case
1 risk
- Average volatility.
Growth
Mild headwinds expected
Steady revenue growth (5% YoY)
Value
Fairly valued vs Commercial Banking peers
Momentum
Hot
+22.8% over 3m
Quality
Excellent
Exceptional business - top-tier fundamentals
Dividend
Solid
2.85% yield
Smart-money signal
Who's buying FBP right now
Insider Form 4s, 13F institutional filings, and Congressional disclosures - at a glance.
Earnings track record
Recent earnings results
AI-summarized recap of last quarter, plus the surprise on every print.
Next: Apr 21, 2026
APR 22, 2026
Reported EPS of $0.57 vs $0.52 consensus (+9.6% surprise). Revenue of $258.6M vs $258.7M expected (-0.0%).
EPS surprise · last 4Q
1 of 1 beats
Q2 26
+9.6%
Next: Apr 21, 2026
Revenue trend · last 8Q
—
—
+8%
+7%
+5%
+5%
+45%
+3%
Q2 24
Q3 24
Q4 24
Q1 25
Q2 25
Q3 25
Q4 25
Q1 26
$227.6M
$229.0M
$221.3M
$308.8M
$302.1M
$304.5M
$320.4M
$318.5M
Margins · last 8Q
Gross
76.1%
Operating
35.9%
Profit
27.9%
Wall Street consensus
5 analysts · 60% Buy
Live ratings and price targets aggregated across covering analysts.
Buy
60%
Hold
40%
Sell
0%
Median Price Target
$26.00
▼ -0.6% vs $26.17
Latest: Raymond James · Jul 1, 2026
2 analysts covering