First BanCorp.
FBP
NYSE·Financial Services·Banks - Regional·Mkt cap $4.4B
$28.51
▲ +0.21%
P/E
11.98
Mkt Cap
$4.4B
52-Wk Range
$19.16–$29.88
52-Week Range
$19.16 - $29.88
P/E
Fwd P/E
Beta
Div Yield
Avg Vol
Shares Out
Mkt Cap
Price action
Price chart
Up 30.2% over the trailing year
Total returns
Price performance
Total return across standard periods - splits & dividends adjusted by FMP. Periods longer than 1Y show annualized in the tooltip.
Why we rate it this way
The thesis at a glance
Bull and bear case · plain-English context across the five lenses we evaluate.
Bull Case
5 reasons
- Established market leadership in Puerto Rico with 75+ years of operating history since 1948
- Diversified geographic footprint across Puerto Rico, U.S. Virgin Islands, British Virgin Islands, and Florida reducing concentration risk
- Comprehensive product suite spanning commercial, mortgage, consumer, and treasury services enabling cross-selling and customer retention
- Extensive branch network with 83 locations providing physical presence and customer accessibility in key markets
- Deep local market expertise and relationships in Caribbean and regional markets with high barriers to entry for competitors
Bear Case
1 risk
- Low volatility (beta 0.8).
Growth
Mild headwinds expected
Steady revenue growth (5% YoY)
Value
Fairly valued vs Commercial Banking peers
Momentum
Strong
+16.4% over 3m
Quality
Excellent
Excellent business quality
Dividend
Solid
2.74% yield
Smart-money signal
Who's buying FBP right now
Insider Form 4s, 13F institutional filings, and Congressional disclosures - at a glance.
Earnings track record
Recent earnings results
AI-summarized recap of last quarter, plus the surprise on every print.
Next: Oct 22, 2026
JUL 22, 2026
Reported EPS of $0.62 vs $0.54 consensus (+14.4% surprise). Revenue of $264.9M vs $265.3M expected (-0.2%).
EPS surprise · last 4Q
1 of 1 beats
Estimate
Actual
Q3 26
+14.4%
Revenue trend · last 8Q
—
+8%
+7%
+5%
+5%
+45%
+3%
+7%
Q3 24
Q4 24
Q1 25
Q2 25
Q3 25
Q4 25
Q1 26
Q2 26
$229.0M
$221.3M
$308.8M
$302.1M
$304.5M
$320.4M
$318.5M
$324.3M
Margins · last 8Q
Gross
76.6%
Operating
37.1%
Profit
29.6%
Wall Street consensus
6 analysts · 67% Buy
Live ratings and price targets aggregated across covering analysts.
Buy
67%
Hold
33%
Sell
0%
Median Price Target
—
Latest: Benchmark · Jul 23, 2026
vs Industry
How FBP stacks vs Banks - Regional
Stock metrics vs industry averages. Green = better than industry.
Industry comparison data unavailable for this stock.
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