Texas Capital Bancshares, Inc.
TCBI
NASDAQ·Financial Services·Banks - Regional·Mkt cap $4.3B
$98.64
▲ +0.85%
P/E
12.79
Mkt Cap
$4.3B
52-Wk Range
$75.41–$108.92
52-Week Range
$75.41 - $108.92
P/E
Fwd P/E
Beta
Div Yield
Avg Vol
Shares Out
Mkt Cap
Price action
Price chart
Up 13.0% over the trailing year
Total returns
Price performance
Total return across standard periods - splits & dividends adjusted by FMP. Periods longer than 1Y show annualized in the tooltip.
Why we rate it this way
The thesis at a glance
Bull and bear case · plain-English context across the five lenses we evaluate.
Bull Case
4 reasons
- Regional market dominance across Texas's five largest metropolitan areas with deep local relationships
- Specialized expertise in energy sector lending and commercial real estate development financing
- Integrated service platform combining retail banking, commercial lending, and investment banking under one institution
- Customized solutions approach targeting underserved mid-market businesses and entrepreneurs
Bear Case
2 risks
- Low volatility (beta 0.7).
- Growth premium of 1.1x vs Commercial Banking peers. Reasonable for this growth rate.
Growth
Revenue decline expected
Texas population and business growth outpacing national averages, expanding customer base
Value
Growth premium of 1.1x vs Commercial Banking peers. Reasonable for this growth rate.
Momentum
Stable
-3.0% over 3m
Quality
Excellent
High-growth business (97% revenue growth, 62% gross margin). Profitable with strong growth momentum.
Dividend
Token
0.41% yield
Smart-money signal
Who's buying TCBI right now
Insider Form 4s, 13F institutional filings, and Congressional disclosures - at a glance.
Earnings track record
Recent earnings results
AI-summarized recap of last quarter, plus the surprise on every print.
Next: Oct 21, 2026
JUL 22, 2026
Reported EPS of $1.83 vs $1.87 consensus (-2.1% surprise). Revenue of $335.5M vs $333.4M expected (+0.6%).
EPS surprise · last 4Q
0 of 1 beats
Estimate
Actual
Q3 26
-2.1%
Revenue trend · last 8Q
—
+15%
+9%
+15%
+172%
+15%
+74%
-11%
Q3 24
Q4 24
Q1 25
Q2 25
Q3 25
Q4 25
Q1 26
Q2 26
$125.3M
$283.7M
$280.5M
$307.5M
$529.2M
$504.4M
$488.4M
$439.9M
Margins · last 8Q
Gross
59.2%
Operating
25.5%
Profit
19.3%
Wall Street consensus
5 analysts · 20% Buy
Live ratings and price targets aggregated across covering analysts.
Buy
20%
Hold
60%
Sell
20%
Median Price Target
—
Latest: Citi · Jul 24, 2026
vs Industry
How TCBI stacks vs Banks - Regional
Stock metrics vs industry averages. Green = better than industry.
Industry comparison data unavailable for this stock.
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