International Bancshares Corporation
IBOC
NASDAQ·Financial Services·Banks - Regional·Mkt cap $4.5B
$71.91
▲ +0.52%
P/E
10.86
Mkt Cap
$4.5B
52-Wk Range
$63.20–$78.46
52-Week Range
$63.20 - $78.46
P/E
Fwd P/E
Beta
Div Yield
Avg Vol
Shares Out
Mkt Cap
Price action
Price chart
Up 0.5% over the trailing year
Total returns
Price performance
Total return across standard periods - splits & dividends adjusted by FMP. Periods longer than 1Y show annualized in the tooltip.
Why we rate it this way
The thesis at a glance
Bull and bear case · plain-English context across the five lenses we evaluate.
Bull Case
5 reasons
- Established 58-year operating history with strong regional brand recognition in Texas and Oklahoma
- Extensive physical infrastructure with 170 branches and 263 ATMs across 76 communities providing customer accessibility
- Diversified revenue streams from commercial lending, retail banking, international services, and fee-based products
- Specialized international banking capabilities including letters of credit and foreign exchange services
- Strong deposit base and customer relationships built through decades of regional presence
Bear Case
1 risk
- Low volatility (beta 0.7).
Growth
Moderate growth ahead
Expansion of commercial and industrial lending in growing Southwest markets
Value
Fairly valued vs Commercial Banking peers
Momentum
Stable
-1.5% over 3m
Quality
Excellent
Strong fundamentals
Dividend
Solid
2.03% yield
Smart-money signal
Who's buying IBOC right now
Insider Form 4s, 13F institutional filings, and Congressional disclosures - at a glance.
Earnings track record
Recent earnings results
AI-summarized recap of last quarter, plus the surprise on every print.
Next: Nov 5, 2026
AUG 6, 2026
Reported EPS of $1.54 vs $1.61 consensus (-4.3% surprise). Revenue of $264.1M vs $266.4M expected (-0.8%).
EPS surprise · last 4Q
0 of 1 beats
Estimate
Actual
Q3 26
-4.3%
Revenue trend · last 8Q
—
-1%
-4%
+0%
+3%
+30%
+2%
+1%
Q3 24
Q4 24
Q1 25
Q2 25
Q3 25
Q4 25
Q1 26
Q2 26
$211.8M
$208.3M
$251.6M
$261.6M
$272.6M
$270.6M
$257.3M
$264.1M
Margins · last 8Q
Gross
77.1%
Operating
45.9%
Profit
36.3%
Wall Street consensus
Analyst coverage
Live ratings and price targets aggregated across covering analysts.
vs Industry
How IBOC stacks vs Banks - Regional
Stock metrics vs industry averages. Green = better than industry.
Industry comparison data unavailable for this stock.
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