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IBOC

International Bancshares Corporation

IBOC

NASDAQ·Financial Services·Banks - Regional·Mkt cap $4.8B

$75.55

▼ -1.91%

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Our plain-language verdict, the thesis, risk factors, and what is changing about the business.

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52-Week Range

$63.20 - $78.46

P/E

11.29

Fwd P/E

11.21

Beta

0.70

Div Yield

1.86%

Avg Vol

365.7K

Shares Out

62.2M

Mkt Cap

$4.8B

Price action

Price chart

Up 9.6% over the trailing year

1W
1M
3M
6M
YTD
1Y
5Y
MAX

Total returns

Price performance

Total return across standard periods - splits & dividends adjusted by FMP. Periods longer than 1Y show annualized in the tooltip.

Why we rate it this way

The thesis at a glance

Bull and bear case · plain-English context across the five lenses we evaluate.

▲

Bull Case

5 reasons

  • Established 58-year operating history with strong regional brand recognition in Texas and Oklahoma
  • Extensive physical infrastructure with 170 branches and 263 ATMs across 76 communities providing customer accessibility
  • Diversified revenue streams from commercial lending, retail banking, international services, and fee-based products
  • Specialized international banking capabilities including letters of credit and foreign exchange services
  • Strong deposit base and customer relationships built through decades of regional presence
▼

Bear Case

1 risk

  • Low volatility (beta 0.7).

Growth

Strong growth ahead

Expansion of commercial and industrial lending in growing Southwest markets

Value

Fairly valued vs Commercial Banking peers

Momentum

Strong

+13.7% over 3m

Quality

Excellent

Excellent business quality

Dividend

Modest

1.86% yield

Earnings track record

Recent earnings results

AI-summarized recap of last quarter, plus the surprise on every print.

Next: Apr 30, 2026

“
Q2 26 RECAP

MAY 7, 2026

Reported EPS of $1.64 vs $1.68 consensus (-2.4% surprise). Revenue of $257.3M vs $257.3M expected (0.0%).

EPS miss
Rev beat 0.0%

EPS surprise · last 4Q

0 of 1 beats

Q2 26

-2.4%

Next: Apr 30, 2026

Revenue trend · last 8Q

—

—

-1%

-4%

+0%

+3%

+30%

+2%

Q2 24

Q3 24

Q4 24

Q1 25

Q2 25

Q3 25

Q4 25

Q1 26

$207.8M

$211.8M

$208.3M

$251.6M

$261.6M

$272.6M

$270.6M

$257.3M

Margins · last 8Q

Gross

—

Operating

—

Profit

39.7%

View full earnings history →

Wall Street consensus

1 analyst · 100% Buy

Live ratings and price targets aggregated across covering analysts.

Buy

1

100%

Hold

0%

Sell

0%

Median Price Target

—

Latest: Freedom Broker · Mar 6, 2026

View full analyst page →

vs Industry

How IBOC stacks vs Banks - Regional

Stock metrics vs industry averages. Green = better than industry.

Industry comparison data unavailable for this stock.