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First Financial Bancorp.
FFBC
NASDAQ·Financial Services·Banks - Regional·Mkt cap $3.6B
$34.18
▼ -1.41%
View full research view
Our plain-language verdict, the thesis, risk factors, and what is changing about the business.
View research view52-Week Range
$23.06 - $35.00
P/E
Fwd P/E
Beta
Div Yield
Avg Vol
Shares Out
Mkt Cap
Price action
Price chart
Up 35.3% over the trailing year
Total returns
Price performance
Total return across standard periods - splits & dividends adjusted by FMP. Periods longer than 1Y show annualized in the tooltip.
Why we rate it this way
The thesis at a glance
Bull and bear case · plain-English context across the five lenses we evaluate.
Bull Case
5 reasons
- Established regional presence with 139 banking centers across four-state Midwest footprint
- Specialized lending expertise in niche markets including insurance industry, CPAs, and restaurant franchisees
- Long-standing brand heritage and customer relationships built over 160+ years of operations
- Comprehensive suite of financial services enabling cross-selling and customer retention
- Community-focused banking model with local decision-making and personalized service
Bear Case
1 risk
- Average volatility.
Growth
Revenue decline expected
Expansion of commercial lending portfolio in core Midwest markets
Value
Fairly valued vs Commercial Banking peers
Momentum
Hot
+23.5% over 3m
Quality
Excellent
Exceptional business - top-tier fundamentals
Dividend
Solid
2.88% yield
Smart-money signal
Who's buying FFBC right now
Insider Form 4s, 13F institutional filings, and Congressional disclosures - at a glance.
Earnings track record
Latest print - beat on both lines
AI-summarized recap of last quarter, plus the surprise on every print.
Next: Apr 16, 2026
APR 23, 2026
Reported EPS of $0.72 vs $0.70 consensus (+2.9% surprise). Revenue of $271.5M vs $257.9M expected (+5.3%). Beat on both top and bottom lines.
EPS surprise · last 4Q
1 of 1 beats
Q2 26
+2.9%
Next: Apr 16, 2026
Revenue trend · last 8Q
—
—
+12%
+3%
+5%
+27%
+47%
+25%
Q2 24
Q3 24
Q4 24
Q1 25
Q2 25
Q3 25
Q4 25
Q1 26
$214.8M
$201.3M
$224.3M
$291.5M
$314.0M
$323.8M
$330.1M
$364.3M
Margins · last 8Q
Gross
72.2%
Operating
25.7%
Profit
20.4%
Wall Street consensus
4 analysts · 25% Buy
Live ratings and price targets aggregated across covering analysts.
Buy
25%
Hold
75%
Sell
0%
Median Price Target
$33.00
▼ -3.5% vs $34.18
Latest: Raymond James · Jul 1, 2026
2 analysts covering