First Financial Bancorp.
FFBC
NASDAQ·Financial Services·Banks - Regional·Mkt cap $3.5B
$32.98
▲ +0.46%
P/E
23.90
Mkt Cap
$3.5B
52-Wk Range
$23.06–$36.25
52-Week Range
$23.06 - $36.25
P/E
Fwd P/E
Beta
Div Yield
Avg Vol
Shares Out
Mkt Cap
Price action
Price chart
Up 25.2% over the trailing year
Total returns
Price performance
Total return across standard periods - splits & dividends adjusted by FMP. Periods longer than 1Y show annualized in the tooltip.
Why we rate it this way
The thesis at a glance
Bull and bear case · plain-English context across the five lenses we evaluate.
Bull Case
5 reasons
- Established regional presence with 139 banking centers across four-state Midwest footprint
- Specialized lending expertise in niche markets including insurance industry, CPAs, and restaurant franchisees
- Long-standing brand heritage and customer relationships built over 160+ years of operations
- Comprehensive suite of financial services enabling cross-selling and customer retention
- Community-focused banking model with local decision-making and personalized service
Bear Case
1 risk
- Average volatility.
Growth
Mild headwinds expected
Expansion of commercial lending portfolio in core Midwest markets
Value
Fairly valued vs Commercial Banking peers
Momentum
Strong
+7.0% over 3m
Quality
Excellent
Solid business
Dividend
Solid
3.06% yield
Smart-money signal
Who's buying FFBC right now
Insider Form 4s, 13F institutional filings, and Congressional disclosures - at a glance.
Earnings track record
Recent earnings results
AI-summarized recap of last quarter, plus the surprise on every print.
Next: Oct 22, 2026
JUL 21, 2026
Reported EPS of $0.80 vs $0.78 consensus (+2.6% surprise). Revenue of $264.2M vs $270.3M expected (-2.3%).
EPS surprise · last 4Q
1 of 1 beats
Estimate
Actual
Q3 26
+2.6%
Revenue trend · last 8Q
—
+12%
+3%
+5%
+27%
+47%
+25%
-37%
Q3 24
Q4 24
Q1 25
Q2 25
Q3 25
Q4 25
Q1 26
Q2 26
$201.3M
$224.3M
$291.5M
$314.0M
$323.8M
$330.1M
$364.3M
$199.0M
Margins · last 8Q
Gross
—
Operating
-47.0%
Profit
38.4%
Wall Street consensus
3 analysts · 33% Buy
Live ratings and price targets aggregated across covering analysts.
Buy
33%
Hold
67%
Sell
0%
Median Price Target
—
Latest: Raymond James · Jul 1, 2026
vs Industry
How FFBC stacks vs Banks - Regional
Stock metrics vs industry averages. Green = better than industry.
Industry comparison data unavailable for this stock.
Related