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BKU

BankUnited, Inc.

BKU

NYSE·Financial Services·Banks - Regional·Mkt cap $3.5B

$47.78

-1.73%

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Our plain-language verdict, the thesis, risk factors, and what is changing about the business.

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52-Week Range

$34.79 - $52.11

P/E

13.42

Fwd P/E

11.62

Beta

1.18

Div Yield

2.59%

Avg Vol

831.7K

Shares Out

73.6M

Mkt Cap

$3.5B

Price action

Price chart

Up 29.3% over the trailing year

1W
1M
3M
6M
YTD
1Y
5Y
MAX

Total returns

Price performance

Total return across standard periods - splits & dividends adjusted by FMP. Periods longer than 1Y show annualized in the tooltip.

Why we rate it this way

The thesis at a glance

Bull and bear case · plain-English context across the five lenses we evaluate.

Bull Case

5 reasons

  • Established regional market presence with 67 banking centers in high-growth Florida and New York markets
  • Specialized commercial lending expertise including SBA, USDA, and trade finance products
  • Diversified loan portfolio reducing concentration risk across commercial, real estate, and consumer segments
  • Integrated digital banking platform with online, mobile, and telephone banking capabilities
  • Efficient operational scale enabling competitive deposit rates and loan pricing

Bear Case

2 risks

  • Average volatility.
  • Growth premium of 1.0x vs Commercial Banking peers. Reasonable for this growth rate.

Growth

Revenue decline expected

Net interest margin expansion from rising interest rate environment and loan repricing

Value

Growth premium of 1.0x vs Commercial Banking peers. Reasonable for this growth rate.

Momentum

Strong

+6.8% over 3m

Quality

Strong

High-growth business (107% revenue growth, 50% gross margin). Profitable with strong growth momentum.

Dividend

Solid

2.59% yield

Earnings track record

Recent earnings results

AI-summarized recap of last quarter, plus the surprise on every print.

Next: Apr 16, 2026

Q2 26 RECAP

APR 22, 2026

Reported EPS of $0.83 vs $0.97 consensus (-14.4% surprise). Revenue of $273.7M vs $284.2M expected (-3.7%).

EPS miss
Revenue miss

EPS surprise · last 4Q

0 of 1 beats

Q2 26

-14.4%

Next: Apr 16, 2026

Revenue trend · last 8Q

+13%

+6%

+9%

+102%

+79%

+75%

Q2 24

Q3 24

Q4 24

Q1 25

Q2 25

Q3 25

Q4 25

Q1 26

$250.2M

$257.0M

$264.5M

$255.4M

$481.6M

$722.5M

$472.4M

$446.9M

Margins · last 8Q

Gross

55.7%

Operating

18.3%

Profit

13.8%

Wall Street consensus

9 analysts · 33% Buy

Live ratings and price targets aggregated across covering analysts.

Buy

3

33%

Hold

4

44%

Sell

2

22%

Median Price Target

Latest: Citi · Jun 30, 2026

vs Industry

How BKU stacks vs Banks - Regional

Stock metrics vs industry averages. Green = better than industry.

Industry comparison data unavailable for this stock.