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SBCF

Seacoast Banking Corporation of Florida

SBCF

NASDAQ·Financial Services·Banks - Regional·Mkt cap $3.2B

$34.12

+3.27%

P/E

48.06

Mkt Cap

$3.2B

52-Wk Range

$28.58–$36.27

52-Week Range

$28.58 - $36.27

P/E

48.06

Fwd P/E

13.38

Beta

0.86

Div Yield

2.27%

Avg Vol

954.4K

Shares Out

98.0M

Mkt Cap

$3.2B

Price action

Price chart

Up 7.0% over the trailing year

Total returns

Price performance

Total return across standard periods - splits & dividends adjusted by FMP. Periods longer than 1Y show annualized in the tooltip.

Why we rate it this way

The thesis at a glance

Bull and bear case · plain-English context across the five lenses we evaluate.

Bull Case

4 reasons

  • Established 95-year operating history and brand recognition in Florida markets
  • Diversified revenue streams across commercial, retail, wealth management, and mortgage services
  • Strategic geographic focus on high-growth Florida markets with strong real estate demand
  • Extensive branch network with 54 offices providing local market expertise and customer relationships

Bear Case

2 risks

  • Average volatility.
  • Growth premium of 1.1x vs Commercial Banking peers. Reasonable for this growth rate.

Growth

Strong growth ahead

Florida population growth and migration driving demand for banking and mortgage services

Value

Growth premium of 1.1x vs Commercial Banking peers. Reasonable for this growth rate.

Momentum

Strong

+9.4% over 3m

Quality

Excellent

High-growth business (53% revenue growth, 64% gross margin). Profitable with strong growth momentum.

Dividend

Solid

2.27% yield

Earnings track record

Latest print - beat on both lines

AI-summarized recap of last quarter, plus the surprise on every print.

Next: Oct 26, 2026

Q3 26 RECAP

JUL 28, 2026

Reported EPS of $0.61 vs $0.60 consensus (+1.3% surprise). Revenue of $210.0M vs $209.8M expected (+0.1%). Beat on both top and bottom lines.

EPS beat +1.3%
Rev beat +0.1%
Double beat

EPS surprise · last 4Q

1 of 1 beats

Estimate

Actual

Q3 26

+1.3%

Revenue trend · last 8Q

+4%

+12%

+20%

+21%

+86%

+7%

-201%

Q3 24

Q4 24

Q1 25

Q2 25

Q3 25

Q4 25

Q1 26

Q2 26

$130.3M

$132.9M

$206.4M

$217.9M

$226.5M

$247.6M

$220.8M

-$220.8M

Margins · last 8Q

Gross

66.0%

Operating

18.5%

Profit

Wall Street consensus

1 analyst · 0% Buy

Live ratings and price targets aggregated across covering analysts.

Buy

0%

Hold

1

100%

Sell

0%

Median Price Target

Latest: Piper Sandler · Jul 30, 2026

vs Industry

How SBCF stacks vs Banks - Regional

Stock metrics vs industry averages. Green = better than industry.

Industry comparison data unavailable for this stock.