TowneBank
TOWN
NASDAQ·Financial Services·Banks - Regional·Mkt cap $3.4B
$37.27
▲ +2.17%
P/E
10.44
Mkt Cap
$3.4B
52-Wk Range
$31.91–$39.03
52-Week Range
$31.91 - $39.03
P/E
Fwd P/E
Beta
Div Yield
Avg Vol
Shares Out
Mkt Cap
Price action
Price chart
Up 3.2% over the trailing year
Total returns
Price performance
Total return across standard periods - splits & dividends adjusted by FMP. Periods longer than 1Y show annualized in the tooltip.
Why we rate it this way
The thesis at a glance
Bull and bear case · plain-English context across the five lenses we evaluate.
Bull Case
4 reasons
- Integrated business model combining banking, real estate, and insurance for cross-selling and customer retention
- Strong regional presence across Mid-Atlantic markets with deep community banking relationships
- Diversified revenue streams reducing dependence on single business line or geographic market
- Omnichannel banking capabilities including digital, mobile, and traditional services
Bear Case
1 risk
- Low volatility (beta 0.7).
Growth
Revenue decline expected
Expansion into high-growth markets including Raleigh, Charlotte, Greensboro, and Greenville, North Carolina
Value
Valued in line with Commercial Banking peers (1.0x).
Momentum
Strong
+12.4% over 3m
Quality
Excellent
High-growth business (59% revenue growth, 76% gross margin). Profitable with strong growth momentum.
Dividend
Solid
4.80% yield
Smart-money signal
Who's buying TOWN right now
Insider Form 4s, 13F institutional filings, and Congressional disclosures - at a glance.
Earnings track record
Recent earnings results
AI-summarized recap of last quarter, plus the surprise on every print.
Next: Oct 21, 2026
JUL 23, 2026
Reported EPS of $0.78 vs $0.79 consensus (-1.4% surprise). Revenue of $245.7M vs $245.3M expected (+0.2%).
EPS surprise · last 4Q
0 of 1 beats
Estimate
Actual
Q3 26
-1.4%
Revenue trend · last 8Q
—
+12%
+15%
+19%
+24%
+45%
+36%
+79%
Q3 24
Q4 24
Q1 25
Q2 25
Q3 25
Q4 25
Q1 26
Q2 26
$174.5M
$175.9M
$192.0M
$277.9M
$287.1M
$255.1M
$260.5M
$497.4M
Margins · last 8Q
Gross
84.7%
Operating
51.0%
Profit
38.8%
Wall Street consensus
1 analyst · 0% Buy
Live ratings and price targets aggregated across covering analysts.
Buy
0%
Hold
100%
Sell
0%
Median Price Target
—
Latest: Keefe, Bruyette & Woods · May 6, 2026
vs Industry
How TOWN stacks vs Banks - Regional
Stock metrics vs industry averages. Green = better than industry.
Industry comparison data unavailable for this stock.
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