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FRST

Primis Financial Corp

FRST

NASDAQ·Financial Services·Banks - Regional·Mkt cap $407.5M

$16.38

+1.68%

P/E

11.07

Mkt Cap

$407.5M

52-Wk Range

$9.55–$16.88

52-Week Range

$9.55 - $16.88

P/E

11.07

Fwd P/E

11.78

Beta

0.72

Div Yield

2.44%

Avg Vol

209.2K

Shares Out

24.7M

Mkt Cap

$407.5M

Price action

Price chart

Up 46.8% over the trailing year

Total returns

Price performance

Total return across standard periods - splits & dividends adjusted by FMP. Periods longer than 1Y show annualized in the tooltip.

Why we rate it this way

The thesis at a glance

Bull and bear case · plain-English context across the five lenses we evaluate.

Bull Case

4 reasons

  • Regional market dominance with 40 branches across Virginia and Maryland providing local relationship banking
  • Specialized lending expertise in niche markets (medical, dental, veterinary professional financing)
  • Diversified revenue streams across deposits, commercial lending, and specialty services reducing concentration risk
  • Community-focused business model enabling personalized service and faster decision-making versus larger national banks

Bear Case

1 risk

  • Low volatility (beta 0.7).

Growth

Moderate growth ahead

Expansion of specialty lending programs targeting underserved professional segments

Value

Valued in line with Commercial Banking peers (1.0x).

Momentum

Strong

+8.9% over 3m

Quality

Excellent

Emerging growth company (52% revenue growth). Early stage with higher risk.

Dividend

Solid

2.44% yield

Earnings track record

Recent earnings results

AI-summarized recap of last quarter, plus the surprise on every print.

Next: Oct 22, 2026

Q3 26 RECAP

JUL 23, 2026

Reported EPS of $0.23 vs $0.38 consensus (-39.6% surprise). Revenue of $50.3M vs $48.8M expected (+3.2%).

EPS miss
Rev beat +3.2%

EPS surprise · last 4Q

0 of 1 beats

Estimate

Actual

Q3 26

-39.6%

Revenue trend · last 8Q

+20%

+65%

+0%

+10%

+167%

-16%

-215%

Q3 24

Q4 24

Q1 25

Q2 25

Q3 25

Q4 25

Q1 26

Q2 26

$37.3M

$38.8M

$80.1M

$58.2M

$63.7M

$103.3M

$67.1M

-$67.1M

Margins · last 8Q

Gross

65.7%

Operating

15.4%

Profit

Wall Street consensus

1 analyst · 100% Buy

Live ratings and price targets aggregated across covering analysts.

Buy

1

100%

Hold

0%

Sell

0%

Median Price Target

Latest: Raymond James · Jun 25, 2026

vs Industry

How FRST stacks vs Banks - Regional

Stock metrics vs industry averages. Green = better than industry.

Industry comparison data unavailable for this stock.