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MVBF

MVB Financial Corp.

MVBF

NASDAQ·Financial Services·Banks - Regional·Mkt cap $401.3M

$31.23

+1.04%

P/E

10.41

Mkt Cap

$401.3M

52-Wk Range

$23.58–$31.99

52-Week Range

$23.58 - $31.99

P/E

10.41

Fwd P/E

15.69

Beta

0.80

Div Yield

2.18%

Avg Vol

52.1K

Shares Out

12.8M

Mkt Cap

$401.3M

Price action

Price chart

Up 30.0% over the trailing year

Total returns

Price performance

Total return across standard periods - splits & dividends adjusted by FMP. Periods longer than 1Y show annualized in the tooltip.

Why we rate it this way

The thesis at a glance

Bull and bear case · plain-English context across the five lenses we evaluate.

Bull Case

4 reasons

  • Dual positioning as traditional regional bank and fintech service provider
  • Specialized expertise in regulatory compliance, financial crimes prevention, and enterprise risk management
  • Established community banking relationships across Mid-Atlantic region with digital expansion capabilities
  • Proprietary fraud prevention and merchant services technology platform

Bear Case

2 risks

  • Low volatility (beta 0.8).
  • Premium valuation to Commercial Banking peers

Growth

Revenue decline expected

Expansion of fintech banking services and digital platform consulting to external clients

Value

Premium valuation to Commercial Banking peers

Momentum

Strong

+12.9% over 3m

Quality

Excellent

Excellent business quality

Dividend

Solid

2.18% yield

Earnings track record

Latest print - beat on both lines

AI-summarized recap of last quarter, plus the surprise on every print.

Next: Nov 4, 2026

Q3 26 RECAP

JUL 28, 2026

Reported EPS of $0.93 vs $0.34 consensus (+174.0% surprise). Revenue of $51.1M vs $36.9M expected (+38.3%). Beat on both top and bottom lines.

EPS beat +174.0%
Rev beat +38.3%
Double beat

EPS surprise · last 4Q

1 of 1 beats

Estimate

Actual

Q3 26

+174.0%

Revenue trend · last 8Q

+18%

-16%

-8%

-24%

+26%

+7%

+40%

Q3 24

Q4 24

Q1 25

Q2 25

Q3 25

Q4 25

Q1 26

Q2 26

$32.5M

$44.9M

$49.3M

$48.0M

$42.4M

$56.4M

$53.0M

$67.4M

Margins · last 8Q

Gross

68.8%

Operating

23.7%

Profit

18.2%

Wall Street consensus

1 analyst · 100% Buy

Live ratings and price targets aggregated across covering analysts.

Buy

1

100%

Hold

0%

Sell

0%

Median Price Target

Latest: TD Cowen · Jul 29, 2026

vs Industry

How MVBF stacks vs Banks - Regional

Stock metrics vs industry averages. Green = better than industry.

Industry comparison data unavailable for this stock.