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PCB

PCB Bancorp

PCB

NASDAQ·Financial Services·Banks - Regional·Mkt cap $400.6M

$28.14

+0.29%

P/E

9.74

Mkt Cap

$400.6M

52-Wk Range

$19.70–$30.84

52-Week Range

$19.70 - $30.84

P/E

9.74

Fwd P/E

9.55

Beta

0.47

Div Yield

3.06%

Avg Vol

35.6K

Shares Out

14.2M

Mkt Cap

$400.6M

Price action

Price chart

Up 29.3% over the trailing year

Total returns

Price performance

Total return across standard periods - splits & dividends adjusted by FMP. Periods longer than 1Y show annualized in the tooltip.

Why we rate it this way

The thesis at a glance

Bull and bear case · plain-English context across the five lenses we evaluate.

Bull Case

5 reasons

  • Specialized SBA lending expertise and established relationships with small business community
  • Strategic multi-state branch and loan production office network enabling geographic diversification
  • Personalized relationship banking approach differentiating from larger national banks
  • Strong commercial real estate lending capabilities in high-growth California markets
  • Integrated digital banking platform with mobile deposit and online account management

Bear Case

1 risk

  • Low volatility (beta 0.5).

Growth

Revenue decline expected

Expansion of loan production offices in high-growth markets (Texas, Colorado, Georgia, Washington)

Value

Trading at 0.8x Commercial Banking peers — a discount despite the growth profile.

Momentum

Strong

+10.9% over 3m

Quality

Strong

Emerging growth company (34% revenue growth). Early stage with higher risk.

Dividend

Solid

3.06% yield

Earnings track record

Recent earnings results

AI-summarized recap of last quarter, plus the surprise on every print.

Next: Oct 22, 2026

Q3 26 RECAP

JUL 23, 2026

Reported EPS of $0.73 vs $0.70 consensus (+4.3% surprise). Revenue of $30.7M vs $31.1M expected (-1.3%).

EPS beat +4.3%
Revenue miss

EPS surprise · last 4Q

1 of 1 beats

Estimate

Actual

Q3 26

+4.3%

Revenue trend · last 8Q

+7%

+12%

+21%

+19%

+100%

-1%

-5%

Q3 24

Q4 24

Q1 25

Q2 25

Q3 25

Q4 25

Q1 26

Q2 26

$25.3M

$26.2M

$49.5M

$52.6M

$54.9M

$52.4M

$48.8M

$50.0M

Margins · last 8Q

Gross

0.0%

Operating

0.0%

Profit

21.0%

Wall Street consensus

1 analyst · 0% Buy

Live ratings and price targets aggregated across covering analysts.

Buy

0%

Hold

1

100%

Sell

0%

Median Price Target

Latest: Piper Sandler · $26.00 · Apr 27, 2026

vs Industry

How PCB stacks vs Banks - Regional

Stock metrics vs industry averages. Green = better than industry.

Industry comparison data unavailable for this stock.