The First Bancorp, Inc.
FNLC
NASDAQ·Financial Services·Banks - Regional·Mkt cap $396.2M
$35.14
▲ +0.31%
P/E
10.40
Mkt Cap
$396.2M
52-Wk Range
$24.08–$36.30
52-Week Range
$24.08 - $36.30
P/E
Fwd P/E
Beta
Div Yield
Avg Vol
Shares Out
Mkt Cap
Price action
Price chart
Up 29.0% over the trailing year
Total returns
Price performance
Total return across standard periods - splits & dividends adjusted by FMP. Periods longer than 1Y show annualized in the tooltip.
Why we rate it this way
The thesis at a glance
Bull and bear case · plain-English context across the five lenses we evaluate.
Bull Case
5 reasons
- Deep community roots and 160-year operating history in Maine markets
- Established branch network with 18 full-service offices across strategic Mid-Coast and Eastern Maine regions
- Diversified loan portfolio reducing concentration risk across commercial, residential, and consumer segments
- Comprehensive wealth management and trust services differentiating from larger regional competitors
- Strong local market knowledge and relationships with municipal, business, and individual clients
Bear Case
1 risk
- Low volatility (beta 0.5).
Growth
No forward estimates available
Expansion of commercial real estate lending in growing Maine markets
Value
Valuation data unavailable
Momentum
Strong
+18.6% over 3m
Quality
Strong
Emerging growth company (100% revenue growth). Early stage with higher risk.
Dividend
Solid
4.24% yield
Smart-money signal
Who's buying FNLC right now
Insider Form 4s, 13F institutional filings, and Congressional disclosures - at a glance.
Earnings track record
Recent earnings results
AI-summarized recap of last quarter, plus the surprise on every print.
Next: Oct 21, 2026
JUL 22, 2026
Most recent quarter reported revenue of $39.8M (-9% YoY). Reported EPS of $0.86. Gross margin 0.0%.
Reported EPS · last 4Q
0 of 1 beats
Q3 26
—
Revenue trend · last 8Q
—
—
+16%
+17%
+20%
+16%
+100%
-9%
Q3 24
Q4 24
Q1 25
Q2 25
Q3 25
Q4 25
Q1 26
Q2 26
$20.5M
$22.2M
$21.8M
$22.5M
$45.5M
$45.5M
$43.6M
$39.8M
Margins · last 8Q
Gross
0.0%
Operating
2.4%
Profit
24.0%
Wall Street consensus
Analyst coverage
Live ratings and price targets aggregated across covering analysts.
vs Industry
How FNLC stacks vs Banks - Regional
Stock metrics vs industry averages. Green = better than industry.
Industry comparison data unavailable for this stock.
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