Isabella Bank Corporation
ISBA
NASDAQ·Financial Services·Banks - Regional·Mkt cap $289.2M
$39.44
▲ +2.34%
P/E
14.50
Mkt Cap
$289.2M
52-Wk Range
$31.20–$58.83
52-Week Range
$31.20 - $58.83
P/E
Fwd P/E
Beta
Div Yield
Avg Vol
Shares Out
Mkt Cap
Price action
Price chart
Up 19.1% over the trailing year
Total returns
Price performance
Total return across standard periods - splits & dividends adjusted by FMP. Periods longer than 1Y show annualized in the tooltip.
Why we rate it this way
The thesis at a glance
Bull and bear case · plain-English context across the five lenses we evaluate.
Bull Case
4 reasons
- Long-established market presence and community relationships in rural Michigan
- Diversified loan portfolio spanning commercial, agricultural, and residential segments
- Comprehensive digital banking and mobile services for modern consumers
- Strong deposit base across seven-county service area with limited regional competition
Bear Case
1 risk
- Low volatility (beta 0.0).
Growth
Stable outlook
Expansion of digital banking and fintech capabilities to rural markets
Value
Fairly valued vs Commercial Banking peers
Momentum
Stable
-3.3% over 3m
Quality
Excellent
Strong fundamentals
Dividend
Solid
2.84% yield
Smart-money signal
Who's buying ISBA right now
Insider Form 4s, 13F institutional filings, and Congressional disclosures - at a glance.
Earnings track record
Recent earnings results
AI-summarized recap of last quarter, plus the surprise on every print.
Next: Oct 15, 2026
JUL 23, 2026
Reported EPS of $0.69 vs $0.92 consensus (-25.0% surprise). Revenue of $22.7M vs $23.0M expected (-1.4%).
EPS surprise · last 4Q
0 of 1 beats
Estimate
Actual
Q3 26
-25.0%
Revenue trend · last 8Q
—
—
—
+10%
+13%
+33%
+21%
-17%
Q3 24
Q4 24
Q1 25
Q2 25
Q3 25
Q4 25
Q1 26
Q2 26
$17.5M
$17.1M
$17.6M
$18.3M
$19.9M
$22.8M
$21.2M
$21.9M
Margins · last 8Q
Gross
-97.2%
Operating
-27.4%
Profit
23.1%
Wall Street consensus
1 analyst · 0% Buy
Live ratings and price targets aggregated across covering analysts.
Buy
0%
Hold
100%
Sell
0%
Median Price Target
—
Latest: Piper Sandler · $47.00 · Apr 27, 2026
vs Industry
How ISBA stacks vs Banks - Regional
Stock metrics vs industry averages. Green = better than industry.
Industry comparison data unavailable for this stock.
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